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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. The First Bank of Toyama's retained earnings for the quarter that ended in Mar. 2026 was 円109,578 Mil.
The First Bank of Toyama's quarterly retained earnings
increased
from Mar. 2025 (円97,493 Mil) to Sep. 2025 (円103,585 Mil) and
increased
from Sep. 2025 (円103,585 Mil) to Mar. 2026 (円109,578 Mil).
The First Bank of Toyama's annual retained earnings
increased
from Mar. 2024 (円85,918 Mil) to Mar. 2025 (円97,493 Mil) and
increased
from Mar. 2025 (円97,493 Mil) to Mar. 2026 (円109,578 Mil).
The First Bank of Toyama (TSE:7184) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
The First Bank of Toyama Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of 円109,578 Mil mean?
The First Bank of Toyama (TSE:7184) has a Retained Earnings of 円109,578 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on The First Bank of Toyama and its competitors.
Is The First Bank of Toyama's Retained Earnings too high?
The First Bank of Toyama's current Retained Earnings is 円109,578 Mil. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's Retained Earnings compare to competitors?
The First Bank of Toyama's Retained Earnings of 円109,578 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on The First Bank of Toyama and its competitors. The First Bank of Toyama's current Retained Earnings is 円109,578 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,398.32, compared to a current price of 円3,175.00 — trading 127.1% above its estimated fair value. The current Retained Earnings is 円109,578 Mil. The First Bank of Toyama's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current Retained Earnings is 円109,578 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?
Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued.
The current stock price of 円3,175.00 is trading 127.1% above its estimated GF Value™ of 円1,398.32.
GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.
Key valuation signals for TSE:7184:
Retained Earnings: 円109,578 Mil
GF Value™: 円1,398.32 vs. price of 円3,175.00 (127.1% above fair value)
No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score
Get the complete analysis for TSE:7184
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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