The First Bank of Toyama (TSE:7184) FCF Margin %: 70.73% (As of Mar. 2026)

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TSE:7184 The First Bank of Toyama Ltd TSE:7184
52 GF Score
Price 円2,896.00
GF Value 円1,376.84
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is The First Bank of Toyama FCF Margin %?

The First Bank of Toyama TSE:7184 -0.28% 52 FCF Margin % is 70.73% as of Mar. 2026. GuruFocus rates TSE:7184 with a GF Score™ of 52/100 and a GF Value™ of 円1,376.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, The First Bank of Toyama ranks better than 64.63% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. The First Bank of Toyama's Free Cash Flow for the six months ended in Mar. 2026 was 円18,084 Mil. The First Bank of Toyama's Revenue for the six months ended in Mar. 2026 was 円25,566 Mil. Therefore, The First Bank of Toyama's FCF Margin % for the quarter that ended in Mar. 2026 was 70.73%.

As of today, The First Bank of Toyama's current FCF Yield % is 9.84%.

The historical rank and industry rank for The First Bank of Toyama's FCF Margin % or its related term are showing as below:

TSE:7184' s FCF Margin % Range Over the Past 10 Years
Min: -76.57   Med: -2.44   Max: 253.85
Current: 35.85


During the past 12 years, the highest FCF Margin % of The First Bank of Toyama was 253.85%. The lowest was -76.57%. And the median was -2.44%.

TSE:7184's FCF Margin % is ranked better than
64.63% of 1504 companies
in the Banks industry
Industry Median: 26.56 vs TSE:7184: 35.85


The First Bank of Toyama FCF Margin % Related Terms


The First Bank of Toyama FCF Margin % Historical Data

* Premium members only.

The historical data trend for The First Bank of Toyama's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The First Bank of Toyama FCF Margin % Chart

The First Bank of Toyama Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.64 -70.62 19.22 2.29 35.85

The First Bank of Toyama Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.19 31.04 -43.53 -3.33 70.73

The First Bank of Toyama FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, The First Bank of Toyama's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The First Bank of Toyama FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, The First Bank of Toyama's FCF Margin % distribution charts can be found below:

* The bar in red indicates where The First Bank of Toyama's FCF Margin % falls into.


TSE:7184
52GF Score
The First Bank of Toyama Ltd TSE:7184
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The First Bank of Toyama FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

The First Bank of Toyama's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=17327/48331
=35.85 %

The First Bank of Toyama's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=18084/25566
=70.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 70.73% mean?
The First Bank of Toyama (TSE:7184) has a FCF Margin % of 70.73% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The First Bank of Toyama and its competitors. According to the industry distribution chart, The First Bank of Toyama ranks #532 out of 1504 companies in the Banks industry, placing it in the top 35.4%.
Is The First Bank of Toyama's FCF Margin % too high?
The First Bank of Toyama's current FCF Margin % is 70.73%. The Banks industry median FCF Margin % is 26.56. The First Bank of Toyama's value of 70.73% is 166.3% above this industry median. Based on the distribution chart, The First Bank of Toyama ranks #532 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, The First Bank of Toyama ranks #532 out of 1504 companies for FCF Margin %. This puts The First Bank of Toyama in the upper half of its industry. The industry median FCF Margin % is 26.56. The First Bank of Toyama's value of 70.73% is 166.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The First Bank of Toyama's current FCF Margin % of 70.73% is 166.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on The First Bank of Toyama and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The First Bank of Toyama's current FCF Margin % is 70.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,376.84, compared to a current price of 円2,896.00 — trading 110.3% above its estimated fair value. The current FCF Margin % is 70.73% and 166.3% above the Banks industry median of 26.56. The First Bank of Toyama's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current FCF Margin % is 70.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?

Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued. The current stock price of 円2,896.00 is trading 110.3% above its estimated GF Value™ of 円1,376.84. GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.

Key valuation signals for TSE:7184:

  • FCF Margin %: 70.73%
  • GF Value™: 円1,376.84 vs. price of 円2,896.00 (110.3% above fair value)
  • GF Score™: 52/100 with 4 warning signs
  • Industry Position: 166.3% above the Banks median (#532 of 1504)

No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The First Bank of Toyama Business Description

Address 5-1, Nishi-cho Toyama, Toyama, JPN, 930-8630
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,896.00
Price
円1,376.84
GF Value