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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. The First Bank of Toyama's selling, general, & admin. expense for the
six
months ended in Mar. 2026 was 円6,692 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円13,319 Mil.
The First Bank of Toyama (TSE:7184) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
The First Bank of Toyama Selling, General, & Admin. Expense Related Terms
The First Bank of Toyama Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for The First Bank of Toyama's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama Selling, General, & Admin. Expense Chart
The First Bank of Toyama Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, The First Bank of Toyama's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The First Bank of Toyama Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, The First Bank of Toyama's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where The First Bank of Toyama's Selling, General, & Admin. Expense falls into.
The First Bank of Toyama Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円13,319 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of 円13,319 Mil mean?
The First Bank of Toyama (TSE:7184) has a Selling, General, & Admin. Expense of 円13,319 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on The First Bank of Toyama and its competitors.
Is The First Bank of Toyama's Selling, General, & Admin. Expense too high?
The First Bank of Toyama's current Selling, General, & Admin. Expense is 円13,319 Mil. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's Selling, General, & Admin. Expense compare to competitors?
The First Bank of Toyama's Selling, General, & Admin. Expense of 円13,319 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on The First Bank of Toyama and its competitors. The First Bank of Toyama's current Selling, General, & Admin. Expense is 円13,319 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,401.66, compared to a current price of 円3,415.00 — trading 143.6% above its estimated fair value. The current Selling, General, & Admin. Expense is 円13,319 Mil. The First Bank of Toyama's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current Selling, General, & Admin. Expense is 円13,319 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?
Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued.
The current stock price of 円3,415.00 is trading 143.6% above its estimated GF Value™ of 円1,401.66.
GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.
Key valuation signals for TSE:7184:
Selling, General, & Admin. Expense: 円13,319 Mil
GF Value™: 円1,401.66 vs. price of 円3,415.00 (143.6% above fair value)
No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score
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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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