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The First Bank of ToyamaTSE:7184 -0.28%52 OCF Margin % is 71.65% as of Mar. 2026, which is 8231% above its 10-year median of 0.86. GuruFocus rates TSE:7184 with a GF Score™ of 52/100 and a GF Value™ of 円1,376.84 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, The First Bank of Toyama ranks better than 61.53% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, The First Bank of Toyama's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The First Bank of Toyama OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The First Bank of Toyama's OCF Margin % distribution charts can be found below:
* The bar in red indicates where The First Bank of Toyama's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama (TSE:7184) has a OCF Margin % of 71.65% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The First Bank of Toyama and its competitors. This is 8231% above median its historical median of 0.86. According to the industry distribution chart, The First Bank of Toyama ranks #577 out of 1500 companies in the Banks industry, placing it in the top 38.5%.
Is The First Bank of Toyama's OCF Margin % too high?
The First Bank of Toyama's current OCF Margin % of 71.65% is 8231% above median its 10-year median of 0.86. The Banks industry median OCF Margin % is 29.45. The First Bank of Toyama's value of 71.65% is 143.3% above this industry median. Based on the distribution chart, The First Bank of Toyama ranks #577 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, The First Bank of Toyama ranks #577 out of 1500 companies for OCF Margin %. This puts The First Bank of Toyama in the upper half of its industry. The industry median OCF Margin % is 29.45. The First Bank of Toyama's value of 71.65% is 143.3% above this benchmark. While the company's 10-year median is 0.86 vs. the industry median of 29.45, The First Bank of Toyama has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The First Bank of Toyama's current OCF Margin % of 71.65% is 143.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The First Bank of Toyama and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The First Bank of Toyama's current OCF Margin % is 71.65%, which is 8231% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,376.84, compared to a current price of 円2,896.00 — trading 110.3% above its estimated fair value. The current OCF Margin % is 71.65%, which is 8231% above median its 10-year median of 0.86 and 143.3% above the Banks industry median of 29.45. The First Bank of Toyama's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current OCF Margin % is 71.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?
Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued.
The current stock price of 円2,896.00 is trading 110.3% above its estimated GF Value™ of 円1,376.84.
GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.
Key valuation signals for TSE:7184:
OCF Margin %: 71.65% (8231% above median its 10-year median of 0.86)
GF Value™: 円1,376.84 vs. price of 円2,896.00 (110.3% above fair value)
Industry Position: 143.3% above the Banks median (#577 of 1500)
No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score
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