The First Bank of Toyama (TSE:7184) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7184 The First Bank of Toyama Ltd TSE:7184
54 GF Score
Price 円3,055.00
GF Value 円1,388.27
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is The First Bank of Toyama ROC (Joel Greenblatt) %?

The First Bank of Toyama TSE:7184 -1.93% 54 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates TSE:7184 with a GF Score™ of 54/100 and a GF Value™ of 円1,388.27 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, The First Bank of Toyama ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

TSE:7184
54GF Score
The First Bank of Toyama Ltd TSE:7184
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
The First Bank of Toyama (TSE:7184) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on The First Bank of Toyama and its competitors. According to the industry distribution chart, The First Bank of Toyama ranks #999999 out of 46 companies in the Banks industry.
Is The First Bank of Toyama's ROC (Joel Greenblatt) % too high?
The First Bank of Toyama's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, The First Bank of Toyama ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The First Bank of Toyama has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, The First Bank of Toyama ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places The First Bank of Toyama in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on The First Bank of Toyama and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The First Bank of Toyama's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,388.27, compared to a current price of 円3,055.00 — trading 120.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. The First Bank of Toyama's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?

Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued. The current stock price of 円3,055.00 is trading 120.1% above its estimated GF Value™ of 円1,388.27. GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.

Key valuation signals for TSE:7184:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: 円1,388.27 vs. price of 円3,055.00 (120.1% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The First Bank of Toyama Business Description

Address 5-1, Nishi-cho Toyama, Toyama, JPN, 930-8630
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
54GF Score

Get the complete analysis for TSE:7184

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,055.00
Price
円1,388.27
GF Value