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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, The First Bank of Toyama's share price is 円3065.00.
The First Bank of Toyama's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円766.96. Hence, The First Bank of Toyama's PS Ratio for today is 4.00.
Warning Sign:
The First Bank of Toyama Ltd stock PS Ratio (=3.5) is close to 10-year high of 3.79.
The historical rank and industry rank for The First Bank of Toyama's PS Ratio or its related term are showing as below:
TSE:7184'
s PS Ratio Range Over the Past 10 Years
Min: 0.55 Med: 1.09 Max: 4
Current: 4
During the past 12 years, The First Bank of Toyama's highest PS Ratio was 4.00. The lowest was 0.55. And the median was 1.09.
TSE:7184's PS Ratio is ranked worse than 70.68% of 1511
companies
in the Banks industry
Industry Median: 3.04
vs TSE:7184: 4.00
The First Bank of Toyama Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of The First Bank of Toyama was 6.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 14.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.20% per year.
During the past 12 years, The First Bank of Toyama's highest 3-Year average Revenue per Share Growth Rate was 21.00% per year. The lowest was -3.90% per year. And the median was 3.30% per year.
Back to Basics: PS Ratio
The First Bank of Toyama (TSE:7184) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The First Bank of Toyama PS Ratio Competitor Comparison
For the Banks - Regional subindustry, The First Bank of Toyama's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The First Bank of Toyama PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, The First Bank of Toyama's PS Ratio distribution charts can be found below:
* The bar in red indicates where The First Bank of Toyama's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
The First Bank of Toyama's Share Price of today is 円3065.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The First Bank of Toyama's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was 円766.96.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
The First Bank of Toyama (TSE:7184) has a PS Ratio of 4.00 as of Jul. 25, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The First Bank of Toyama and its competitors. This is 267% above median its historical median of 1.09. Over the past decade, The First Bank of Toyama's PS Ratio has ranged from 0.55 to 4.00. According to the industry distribution chart, The First Bank of Toyama ranks #1068 out of 1511 companies in the Banks industry, placing it in the top 70.7%.
Is The First Bank of Toyama's PS Ratio too high?
The First Bank of Toyama's current PS Ratio of 4.00 is 267% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 4.00. The Banks industry median PS Ratio is 3.04. The First Bank of Toyama's value of 4.00 is 31.6% above this industry median. Based on the distribution chart, The First Bank of Toyama ranks #1068 out of 1511 companies in the Banks industry, which is below the industry midpoint. Overall, The First Bank of Toyama has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The First Bank of Toyama's PS Ratio compare to competitors?
According to the Banks industry distribution chart, The First Bank of Toyama ranks #1068 out of 1511 companies for PS Ratio. This places The First Bank of Toyama in the lower half of its industry. The industry median PS Ratio is 3.04. The First Bank of Toyama's value of 4.00 is 31.6% above this benchmark. Historically, The First Bank of Toyama's own PS Ratio has ranged from 0.55 to 4.00 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 3.04, The First Bank of Toyama has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.04, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The First Bank of Toyama's current PS Ratio of 4.00 is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on The First Bank of Toyama and its competitors. For the Banks industry, the median PS Ratio is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The First Bank of Toyama's current PS Ratio is 4.00, which is 267% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The First Bank of Toyama stock overvalued right now?
Based on GuruFocus' analysis, The First Bank of Toyama (TSE:7184) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,381.13, compared to a current price of 円3,065.00 — trading 121.9% above its estimated fair value. The current PS Ratio is 4.00, which is 267% above median its 10-year median of 1.09 and 31.6% above the Banks industry median of 3.04. The First Bank of Toyama's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For The First Bank of Toyama (TSE:7184), the current PS Ratio is 4.00 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The First Bank of Toyama (TSE:7184) Overvalued in 2026?
Based on GuruFocus' analysis, The First Bank of Toyama stock appears to be overvalued.
The current stock price of 円3,065.00 is trading 121.9% above its estimated GF Value™ of 円1,381.13.
GuruFocus considers The First Bank of Toyama to be Significantly Overvalued.
Key valuation signals for TSE:7184:
PS Ratio: 4.00 (267% above median its 10-year median of 1.09)
GF Value™: 円1,381.13 vs. price of 円3,065.00 (121.9% above fair value)
Industry Position: 31.6% above the Banks median (#1068 of 1511)
No single metric tells the full story. See the TSE:7184 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The First Bank of Toyama Ltd is a regional bank which provides commercial banking services including deposits, savings, loans, foreign exchange transactions. It offers general accounts; time, savings, periodical, foreign currency, and other deposits; housing, auto, educational, reform, free, and card loans; mutual funds; and public bond, financial brokerage, pension, and insurance products. The First Bank of Toyama also provides information and financial services such as leasing and securities investments.
52GF Score
Get the complete analysis for TSE:7184
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