Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SBI Aruhi's Enterprise Value is 円144,846 Mil.
SBI Aruhi's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円-15,506 Mil. Therefore, SBI Aruhi's EV-to-FCF for today is -9.34.
The historical rank and industry rank for SBI Aruhi's EV-to-FCF or its related term are showing as below:
TSE:7198'
s EV-to-FCF Range Over the Past 10 Years
Min: -162.43 Med: 4.77 Max: 789.33
Current: -9.31
During the past 11 years, the highest EV-to-FCF of SBI Aruhi was 789.33. The lowest was -162.43. And the median was 4.77.
TSE:7198's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs TSE:7198: -9.31
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SBI Aruhi's share price for today is 円820.00.
SBI Aruhi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円40.590.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SBI Aruhi EV-to-FCF Related Terms
SBI Aruhi EV-to-FCF Historical Data
* Premium members only.
The historical data trend for SBI Aruhi's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, SBI Aruhi's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's EV-to-FCF falls into.
SBI Aruhi's current Enterprise Value is 円144,846 Mil.
SBI Aruhi's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円-15,506 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi (TSE:7198) has a EV-to-FCF of -9.34 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SBI Aruhi and its competitors. According to the industry distribution chart, SBI Aruhi ranks #999999 out of 1193 companies in the Banks industry.
Is SBI Aruhi's EV-to-FCF too high?
SBI Aruhi's current EV-to-FCF is -9.34. Based on the distribution chart, SBI Aruhi ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SBI Aruhi has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #999999 out of 1193 companies for EV-to-FCF. This places SBI Aruhi in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SBI Aruhi and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current EV-to-FCF is -9.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Fairly Valued. The stock's GF Value™ is 円898.90, compared to a current price of 円820.00 — trading 8.8% below its estimated fair value. The current EV-to-FCF is -9.34. SBI Aruhi's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current EV-to-FCF is -9.34 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円820.00 is trading 8.8% below its estimated GF Value™ of 円898.90.
GuruFocus considers SBI Aruhi to be Fairly Valued.
Key valuation signals for TSE:7198:
EV-to-FCF: -9.34
GF Value™: 円898.90 vs. price of 円820.00 (8.8% below fair value)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
62GF Score
Get the complete analysis for TSE:7198
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7198 has been successfully added to your 
