Tomato Bank (TSE:8542) EV-to-FCF: -5.72 (As of Jul. 14, 2026)

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TSE:8542 Tomato Bank Ltd TSE:8542
63 GF Score
Price 円1,545.00
GF Value 円1,235.65
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Tomato Bank EV-to-FCF?

Tomato Bank TSE:8542 +1.05% 63 EV-to-FCF is -5.72 as of Jul. 14, 2026. GuruFocus rates TSE:8542 with a GF Score™ of 63/100 and a GF Value™ of 円1,235.65 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,199 Banks companies, Tomato Bank ranks better than 96.16% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Tomato Bank's Enterprise Value is 円-51,159 Mil. Tomato Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円8,939 Mil. Therefore, Tomato Bank's EV-to-FCF for today is -5.72.

The historical rank and industry rank for Tomato Bank's EV-to-FCF or its related term are showing as below:

TSE:8542' s EV-to-FCF Range Over the Past 10 Years
Min: -27.84   Med: -1.38   Max: 2.04
Current: -5.74

During the past 13 years, the highest EV-to-FCF of Tomato Bank was 2.04. The lowest was -27.84. And the median was -1.38.

TSE:8542's EV-to-FCF is ranked better than
96.16% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs TSE:8542: -5.74

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Tomato Bank's stock price is 円1545.00. Tomato Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円139.380. Therefore, Tomato Bank's PE Ratio (TTM) for today is 11.08.


Tomato Bank  (TSE:8542) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Tomato Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1545.00/139.380
=11.08

Tomato Bank's share price for today is 円1545.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tomato Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円139.380.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Tomato Bank EV-to-FCF Related Terms


Tomato Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Tomato Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tomato Bank EV-to-FCF Chart

Tomato Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.71 0.45 -7.59 -6.79 -5.72

Tomato Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.59 0.00 -6.79 0.00 -5.72

Tomato Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Tomato Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tomato Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Tomato Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Tomato Bank's EV-to-FCF falls into.


TSE:8542
63GF Score
Tomato Bank Ltd TSE:8542
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tomato Bank EV-to-FCF Calculation

Tomato Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-51158.561/8939
=-5.72

Tomato Bank's current Enterprise Value is 円-51,159 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tomato Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円8,939 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -5.72 mean?
Tomato Bank (TSE:8542) has a EV-to-FCF of -5.72 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tomato Bank and its competitors. According to the industry distribution chart, Tomato Bank ranks #46 out of 1199 companies in the Banks industry, placing it in the top 3.8%.
Is Tomato Bank's EV-to-FCF too high?
Tomato Bank's current EV-to-FCF is -5.72. Based on the distribution chart, Tomato Bank ranks #46 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tomato Bank has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tomato Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Tomato Bank ranks #46 out of 1199 companies for EV-to-FCF. This places Tomato Bank in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Tomato Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tomato Bank's current EV-to-FCF is -5.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tomato Bank stock overvalued right now?
Based on GuruFocus' analysis, Tomato Bank (TSE:8542) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,235.65, compared to a current price of 円1,545.00 — trading 25% above its estimated fair value. The current EV-to-FCF is -5.72. Tomato Bank's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Tomato Bank (TSE:8542), the current EV-to-FCF is -5.72 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tomato Bank (TSE:8542) Overvalued in 2026?

Based on GuruFocus' analysis, Tomato Bank stock appears to be overvalued. The current stock price of 円1,545.00 is trading 25% above its estimated GF Value™ of 円1,235.65. GuruFocus considers Tomato Bank to be Modestly Overvalued.

Key valuation signals for TSE:8542:

  • EV-to-FCF: -5.72
  • GF Value™: 円1,235.65 vs. price of 円1,545.00 (25% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the TSE:8542 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tomato Bank Business Description

Address 2-3-4 Bancho, Kitaku, Okayama, JPN
Tomato Bank Ltd provides financial and banking services to small and medium-sized companies. It provides general banking services like deposits, loans, and insurance services.
63GF Score

Get the complete analysis for TSE:8542

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,545.00
Price
円1,235.65
GF Value