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UNIB (University Bancorp) EV-to-FCF : 51.92 (As of Dec. 12, 2024)


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What is University Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, University Bancorp's Enterprise Value is $210.74 Mil. University Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $4.06 Mil. Therefore, University Bancorp's EV-to-FCF for today is 51.92.

The historical rank and industry rank for University Bancorp's EV-to-FCF or its related term are showing as below:

UNIB' s EV-to-FCF Range Over the Past 10 Years
Min: -7496.83   Med: 1.47   Max: 151.52
Current: 51.7

During the past 13 years, the highest EV-to-FCF of University Bancorp was 151.52. The lowest was -7496.83. And the median was 1.47.

UNIB's EV-to-FCF is ranked worse than
93.67% of 1169 companies
in the Banks industry
Industry Median: 5.96 vs UNIB: 51.70

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2024-12-12), University Bancorp's stock price is $17.00. University Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.070. Therefore, University Bancorp's PE Ratio (TTM) for today is 15.89.


University Bancorp EV-to-FCF Historical Data

The historical data trend for University Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

University Bancorp EV-to-FCF Chart

University Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.06 4.81 0.81 1.79 49.49

University Bancorp Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.06 4.81 0.81 1.79 49.49

Competitive Comparison of University Bancorp's EV-to-FCF

For the Banks - Regional subindustry, University Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


University Bancorp's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, University Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where University Bancorp's EV-to-FCF falls into.



University Bancorp EV-to-FCF Calculation

University Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=210.739/4.059
=51.92

University Bancorp's current Enterprise Value is $210.74 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. University Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $4.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


University Bancorp  (OTCPK:UNIB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

University Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=17.00/1.070
=15.89

University Bancorp's share price for today is $17.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. University Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.070.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


University Bancorp EV-to-FCF Related Terms

Thank you for viewing the detailed overview of University Bancorp's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


University Bancorp Business Description

Traded in Other Exchanges
N/A
Address
2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Executives
Nicholas K Fortson officer: CFO 959 MAIDEN LANE, ANN ARBOR MI 48105
Jove Corp other: Affiliate of majority owner 3220 COOLIDGE HWY, BERKLEY MI 48072
Joseph Lange Ranzini director, 10 percent owner 959 MAIDEN LANE, ANN ARBOR MI 48105
Stephen Lange Ranzini director, 10 percent owner, officer: President & CEO 959 MAIDEN LANE, ANN ARBOR MI 48105
Mildred Lange Ranzini 10 percent owner 43 SWEETWATER, BELLE MEAD NJ 08502