UNIB (University Bancorp) EV-to-FCF: (As of Sep. 19, 2026)

University Bancorp  (OTCPK:UNIB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

University Bancorp's PE Ratio (TTM) for today is calculated as:

University Bancorp's share price for today is $22.1256.
University Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.659.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.

University Bancorp EV-to-FCF Related Terms

The historical data trend for University Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

University Bancorp EV-to-FCF Chart

University Bancorp Annual Data
	Trend	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
EV-to-FCF		Get a 7-Day Free Trial					-0.61	-1.88	-11.04	11.72	-5.22

University Bancorp Quarterly Data
	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07	Mar08	Jun08	Sep08	Mar21	Jun21	Sep21	Jun23	Jun25
EV-to-FCF	Get a 7-Day Free Trial

UNIB vs BYFC, OPHC, PROV: EV-to-FCF Comparison

For the Banks - Regional subindustry, University Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

University Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, University Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where University Bancorp's EV-to-FCF falls into.

University Bancorp EV-to-FCF Calculation

University Bancorp's EV-to-FCF for today is calculated as:

University Bancorp's current Enterprise Value is $211.63 Mil.
University Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

University Bancorp Business Description