Bancontander Argentina (XMAD:XBRSB) EV-to-FCF: 27.53 (As of Jul. 14, 2026) — 91667% Above Median

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XMAD:XBRSB Banco Santander Argentina SA XMAD:XBRSB
16 GF Score
Price €0.25
GF Value €0.26
! 4 Warning Signs
View Full Analysis

What is Bancontander Argentina EV-to-FCF?

Bancontander Argentina XMAD:XBRSB 16 EV-to-FCF is 27.53 as of Jul. 14, 2026, which is 91667% above its 10-year median of 0.03. GuruFocus rates XMAD:XBRSB with a GF Score™ of 16/100 and a GF Value™ of €0.26. The stock has 4 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bancontander Argentina's Enterprise Value is €-2,007 Mil. Bancontander Argentina's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-73 Mil. Therefore, Bancontander Argentina's EV-to-FCF for today is 27.53.

The historical rank and industry rank for Bancontander Argentina's EV-to-FCF or its related term are showing as below:

XMAD:XBRSB' s EV-to-FCF Range Over the Past 10 Years
Min: -7.17   Med: 0.03   Max: 46.35
Current: 46.35

During the past 13 years, the highest EV-to-FCF of Bancontander Argentina was 46.35. The lowest was -7.17. And the median was 0.03.

XMAD:XBRSB's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.57 vs XMAD:XBRSB: 46.35

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Bancontander Argentina's stock price is €0.248. Bancontander Argentina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.074. Therefore, Bancontander Argentina's PE Ratio (TTM) for today is 3.35.


Bancontander Argentina  (XMAD:XBRSB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Bancontander Argentina's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.248/0.074
=3.35

Bancontander Argentina's share price for today is €0.248.
Bancontander Argentina's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.074.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Bancontander Argentina EV-to-FCF Related Terms


Bancontander Argentina EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Bancontander Argentina's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Argentina EV-to-FCF Chart

Bancontander Argentina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.48 -4.43 -1.25 -1.44 4.05

Bancontander Argentina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.18 -1.36 1.87 4.05 46.35

XMAD:XBRSB vs USB, PNC, TFC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Bancontander Argentina's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Argentina EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Argentina's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Bancontander Argentina's EV-to-FCF falls into.


XMAD:XBRSB
16GF Score
Banco Santander Argentina SA XMAD:XBRSB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bancontander Argentina EV-to-FCF Calculation

Bancontander Argentina's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-2007.490/-72.92
=27.53

Bancontander Argentina's current Enterprise Value is €-2,007 Mil.
Bancontander Argentina's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-73 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 27.53 mean?
Bancontander Argentina (XMAD:XBRSB) has a EV-to-FCF of 27.53 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander Argentina and its competitors. This is 91667% above median its historical median of 0.03.
Is Bancontander Argentina's EV-to-FCF too high?
Bancontander Argentina's current EV-to-FCF of 27.53 is 91667% above median its 10-year median of 0.03. The Banks industry median EV-to-FCF is 6.57. Bancontander Argentina's value of 27.53 is 319% above this industry median. Overall, Bancontander Argentina has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Bancontander Argentina's EV-to-FCF compare to USB and PNC?
Bancontander Argentina's EV-to-FCF of 27.53 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.57. Bancontander Argentina's value of 27.53 is 319% above this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 6.57, Bancontander Argentina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Argentina's current EV-to-FCF of 27.53 is 319% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander Argentina and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Argentina's current EV-to-FCF is 27.53, which is 91667% above median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Argentina stock overvalued right now?
Bancontander Argentina (XMAD:XBRSB) has a current EV-to-FCF of 27.53. The stock's GF Value™ is €0.26, compared to a current price of €0.25 — trading 4.6% below its estimated fair value. The current EV-to-FCF is 27.53, which is 91667% above median its 10-year median of 0.03 and 319% above the Banks industry median of 6.57. Bancontander Argentina's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bancontander Argentina (XMAD:XBRSB), the current EV-to-FCF is 27.53 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Argentina (XMAD:XBRSB) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Argentina stock appears to be undervalued. The current stock price of €0.25 is trading 4.6% below its estimated GF Value™ of €0.26.

Key valuation signals for XMAD:XBRSB:

  • EV-to-FCF: 27.53 (91667% above median its 10-year median of 0.03)
  • GF Value™: €0.26 vs. price of €0.25 (4.6% below fair value)
  • GF Score™: 16/100 with 4 warning signs
  • Industry Position: 319% above the Banks median

No single metric tells the full story. See the XMAD:XBRSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Argentina Business Description

Address Bartolome Mitre 480, Buenos Aires, ARG, 1036
Banco Santander Argentina SA Formerly Banco Santander Rio SA is a commercial bank and financial services company. It provides various banking products and services to individual and business customers, and small and medium-sized enterprises. The company offers savings and various accounts; and cards, insurance, and private banking services. It also provides collection and payment, foreign trade, investment, cash management and mutual fund, and transactional services. In addition, the company offers financing, treasury, investment banking, custody, and international and online banking services.
16GF Score

Get the complete analysis for XMAD:XBRSB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.26
GF Value