Nepal Bank (XNEP:NBL) EV-to-FCF: -0.86 (As of Aug. 05, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NBL Nepal Bank Ltd XNEP:NBL
81 GF Score
Price NPR268.20
GF Value NPR291.07
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nepal Bank EV-to-FCF?

Nepal Bank XNEP:NBL -1.40% 81 EV-to-FCF is -0.86 as of Aug. 05, 2026. GuruFocus rates XNEP:NBL with a GF Score™ of 81/100 and a GF Value™ of NPR291.07 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Nepal Bank ranks better than 90.13% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nepal Bank's Enterprise Value is NPR-44,363 Mil. Nepal Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR51,429 Mil. Therefore, Nepal Bank's EV-to-FCF for today is -0.86.

The historical rank and industry rank for Nepal Bank's EV-to-FCF or its related term are showing as below:

XNEP:NBL' s EV-to-FCF Range Over the Past 10 Years
Min: -136.88   Med: 0.34   Max: 38.1
Current: -0.85

During the past 13 years, the highest EV-to-FCF of Nepal Bank was 38.10. The lowest was -136.88. And the median was 0.34.

XNEP:NBL's EV-to-FCF is ranked better than
90.13% of 1196 companies
in the Banks industry
Industry Median: 7.235 vs XNEP:NBL: -0.85

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-05), Nepal Bank's stock price is NPR268.20. Nepal Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR25.742. Therefore, Nepal Bank's PE Ratio (TTM) for today is 10.42.


Nepal Bank  (XNEP:NBL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nepal Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=268.20/25.742
=10.42

Nepal Bank's share price for today is NPR268.20.
Nepal Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR25.742.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nepal Bank EV-to-FCF Related Terms


Nepal Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nepal Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Bank EV-to-FCF Chart

Nepal Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12.12 3.20 0.87 -1.10 -0.91

Nepal Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.15 -0.91 -1.76 -1.34 -0.86

Nepal Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Nepal Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nepal Bank's EV-to-FCF falls into.


XNEP:NBL
81GF Score
Nepal Bank Ltd XNEP:NBL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Bank EV-to-FCF Calculation

Nepal Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-44363.482/51429.293
=-0.86

Nepal Bank's current Enterprise Value is NPR-44,363 Mil.
Nepal Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR51,429 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.86 mean?
Nepal Bank (XNEP:NBL) has a EV-to-FCF of -0.86 as of Aug. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Bank and its competitors. According to the industry distribution chart, Nepal Bank ranks #118 out of 1196 companies in the Banks industry, placing it in the top 9.9%.
Is Nepal Bank's EV-to-FCF too high?
Nepal Bank's current EV-to-FCF is -0.86. Based on the distribution chart, Nepal Bank ranks #118 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Nepal Bank ranks #118 out of 1196 companies for EV-to-FCF. This places Nepal Bank in the top 10% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Bank's current EV-to-FCF is -0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR291.07, compared to a current price of NPR268.20 — trading 7.9% below its estimated fair value. The current EV-to-FCF is -0.86. Nepal Bank's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current EV-to-FCF is -0.86 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Bank (XNEP:NBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued. The current stock price of NPR268.20 is trading 7.9% below its estimated GF Value™ of NPR291.07. GuruFocus considers Nepal Bank to be Fairly Valued.

Key valuation signals for XNEP:NBL:

  • EV-to-FCF: -0.86
  • GF Value™: NPR291.07 vs. price of NPR268.20 (7.9% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Bank Business Description

Address Dharmapath, Newroad, G.P.O, Box: 36, Kathmandu, NPL
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
81GF Score

Get the complete analysis for XNEP:NBL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR268.20
Price
NPR291.07
GF Value