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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Nepal Bank's 3-Year RORE % for the quarter that ended in Apr. 2026 was 24.20%.
The industry rank for Nepal Bank's 3-Year RORE % or its related term are showing as below:
XNEP:NBL's 3-Year RORE % is ranked better than 74.3% of 1471
companies
in the Banks industry
Industry Median: 11.61
vs XNEP:NBL: 24.20
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Nepal Bank 3-Year RORE % Related Terms
Nepal Bank 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Nepal Bank's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nepal Bank's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Bank 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Nepal Bank's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Nepal Bank's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Apr. 2026 and 3-year before.
Nepal Bank (XNEP:NBL) has a 3-Year RORE % of 24.20 as of Apr. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Nepal Bank and its competitors. According to the industry distribution chart, Nepal Bank ranks #378 out of 1471 companies in the Banks industry, placing it in the top 25.7%.
Is Nepal Bank's 3-Year RORE % too high?
Nepal Bank's current 3-Year RORE % is 24.20. The Banks industry median 3-Year RORE % is 11.61. Nepal Bank's value of 24.20 is 108.4% above this industry median. Based on the distribution chart, Nepal Bank ranks #378 out of 1471 companies in the Banks industry, which is above the industry midpoint. Overall, Nepal Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Nepal Bank ranks #378 out of 1471 companies for 3-Year RORE %. This puts Nepal Bank in the upper half of its industry. The industry median 3-Year RORE % is 11.61. Nepal Bank's value of 24.20 is 108.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.61, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Bank's current 3-Year RORE % of 24.20 is 108.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Nepal Bank and its competitors. For the Banks industry, the median 3-Year RORE % is 11.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Bank's current 3-Year RORE % is 24.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR293.20, compared to a current price of NPR275.00 — trading 6.2% below its estimated fair value. The current 3-Year RORE % is 24.20 and 108.4% above the Banks industry median of 11.61. Nepal Bank's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current 3-Year RORE % is 24.20 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Bank (XNEP:NBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued.
The current stock price of NPR275.00 is trading 6.2% below its estimated GF Value™ of NPR293.20.
GuruFocus considers Nepal Bank to be Fairly Valued.
Key valuation signals for XNEP:NBL:
3-Year RORE %: 24.20
GF Value™: NPR293.20 vs. price of NPR275.00 (6.2% below fair value)
Industry Position: 108.4% above the Banks median (#378 of 1471)
No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
81GF Score
Get the complete analysis for XNEP:NBL
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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