Nepal Bank (XNEP:NBL) Scaled Net Operating Assets: -0.10 (As of Apr. 2026)

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XNEP:NBL Nepal Bank Ltd XNEP:NBL
81 GF Score
Price NPR269.00
GF Value NPR289.75
Valuation Fairly Valued
! 1 Warning Sign
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What is Nepal Bank Scaled Net Operating Assets?

Nepal Bank XNEP:NBL 81 Scaled Net Operating Assets is -0.10 as of Apr. 2026. GuruFocus rates XNEP:NBL with a GF Score™ of 81/100 and a GF Value™ of NPR289.75 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Nepal Bank's operating assets for the quarter that ended in Apr. 2026 was NPR363,494 Mil. Nepal Bank's operating liabilities for the quarter that ended in Apr. 2026 was NPR407,183 Mil. Nepal Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR423,779 Mil. Therefore, Nepal Bank's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was -0.10.

XNEP:NBL
81GF Score
Nepal Bank Ltd XNEP:NBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Nepal Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(323224.069-353800.959)/340353.228
=-0.09

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=398641.671 - 75417.602
=323224.069

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=361025.014 - 7224.055 - 0
=353800.959

Nepal Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(363493.913-407182.58)/423779.08
=-0.10

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=450762.877 - 87268.964
=363493.913

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=410678.693 - 3496.113 - 0
=407182.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.10 mean?
Nepal Bank (XNEP:NBL) has a Scaled Net Operating Assets of -0.10 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Nepal Bank and its competitors.
Is Nepal Bank's Scaled Net Operating Assets too high?
Nepal Bank's current Scaled Net Operating Assets is -0.10. Overall, Nepal Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's Scaled Net Operating Assets compare to competitors?
Nepal Bank's Scaled Net Operating Assets of -0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Nepal Bank and its competitors. Nepal Bank's current Scaled Net Operating Assets is -0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR289.75, compared to a current price of NPR269.00 — trading 7.2% below its estimated fair value. The current Scaled Net Operating Assets is -0.10. Nepal Bank's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current Scaled Net Operating Assets is -0.10 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Bank (XNEP:NBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued. The current stock price of NPR269.00 is trading 7.2% below its estimated GF Value™ of NPR289.75. GuruFocus considers Nepal Bank to be Fairly Valued.

Key valuation signals for XNEP:NBL:

  • Scaled Net Operating Assets: -0.10
  • GF Value™: NPR289.75 vs. price of NPR269.00 (7.2% below fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Bank Business Description

Address Dharmapath, Newroad, G.P.O, Box: 36, Kathmandu, NPL
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
81GF Score

Get the complete analysis for XNEP:NBL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR269.00
Price
NPR289.75
GF Value