Nepal Bank (XNEP:NBL) E10: NPR29.32 (As of Apr. 2026)


XNEP:NBL Nepal Bank Ltd XNEP:NBL
80 GF Score
Price NPR264.50
GF Value NPR288.77
Valuation Fairly Valued
! 1 Warning Sign
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What is Nepal Bank E10?

Nepal Bank XNEP:NBL +0.19% 80 E10 is NPR29.32 as of Apr. 2026. GuruFocus rates XNEP:NBL with a GF Score™ of 80/100 and a GF Value™ of NPR288.77 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Nepal Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR10.127. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR29.32 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Nepal Bank's average E10 Growth Rate was -1.00% per year. During the past 3 years, the average E10 Growth Rate was -14.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Nepal Bank was -14.70% per year. The lowest was -14.70% per year. And the median was -14.70% per year.

As of today (2026-07-13), Nepal Bank's current stock price is NPR264.50. Nepal Bank's E10 for the quarter that ended in Apr. 2026 was NPR29.32. Nepal Bank's Shiller PE Ratio of today is 9.02.

During the past 13 years, the highest Shiller PE Ratio of Nepal Bank was 11.29. The lowest was 5.15. And the median was 7.03.


Nepal Bank  (XNEP:NBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Nepal Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=264.50/29.32
=9.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Nepal Bank was 11.29. The lowest was 5.15. And the median was 7.03.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Nepal Bank E10 Related Terms


Nepal Bank E10 Historical Data

* Premium members only.

The historical data trend for Nepal Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Bank E10 Chart

Nepal Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 48.94 37.44 28.87 30.34

Nepal Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.63 30.34 30.28 29.96 29.32

Nepal Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Nepal Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Bank's Shiller PE Ratio falls into.


XNEP:NBL
80GF Score
Nepal Bank Ltd XNEP:NBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nepal Bank's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=10.127/333.0200*333.0200
=10.127

Current CPI (Apr. 2026) = 333.0200.

Nepal Bank Quarterly Data

per share eps CPI Adj_EPS
201607 1.983 240.628 2.744
201610 12.043 241.729 16.591
201701 7.529 242.839 10.325
201704 25.983 244.524 35.387
201707 -6.382 244.786 -8.682
201710 32.256 246.663 43.549
201801 5.539 247.867 7.442
201804 7.715 250.546 10.255
201807 5.375 252.006 7.103
201810 7.587 252.885 9.991
201901 6.207 251.712 8.212
201904 4.849 255.548 6.319
201907 2.390 256.571 3.102
201910 3.960 257.346 5.124
202001 5.244 257.971 6.770
202004 4.384 256.389 5.694
202007 2.289 259.101 2.942
202010 3.746 260.388 4.791
202101 5.444 261.582 6.931
202104 6.206 267.054 7.739
202107 4.757 273.003 5.803
202110 5.137 276.589 6.185
202201 4.507 281.148 5.339
202204 5.280 289.109 6.082
202207 4.970 296.276 5.586
202210 4.111 298.012 4.594
202301 3.856 299.170 4.292
202304 4.163 303.363 4.570
202307 11.265 305.691 12.272
202310 0.969 307.671 1.049
202401 3.047 308.417 3.290
202404 -3.127 313.548 -3.321
202407 -0.695 314.540 -0.736
202410 4.098 315.664 4.323
202501 -0.961 317.671 -1.007
202504 15.806 320.795 16.408
202507 6.734 323.048 6.942
202510 4.004 0.000
202601 4.877 325.252 4.993
202604 10.127 333.020 10.127

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR29.32 mean?
Nepal Bank (XNEP:NBL) has a E10 of NPR29.32 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Nepal Bank and its competitors.
Is Nepal Bank's E10 too high?
Nepal Bank's current E10 is NPR29.32. Overall, Nepal Bank has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's E10 compare to competitors?
Nepal Bank's E10 of NPR29.32 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Nepal Bank and its competitors. Nepal Bank's current E10 is NPR29.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR288.77, compared to a current price of NPR264.50 — trading 8.4% below its estimated fair value. The current E10 is NPR29.32. Nepal Bank's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current E10 is NPR29.32 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Bank (XNEP:NBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued. The current stock price of NPR264.50 is trading 8.4% below its estimated GF Value™ of NPR288.77. GuruFocus considers Nepal Bank to be Fairly Valued.

Key valuation signals for XNEP:NBL:

  • E10: NPR29.32
  • GF Value™: NPR288.77 vs. price of NPR264.50 (8.4% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Bank Business Description

Address Dharmapath, Newroad, G.P.O, Box: 36, Kathmandu, NPL
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
80GF Score

Get the complete analysis for XNEP:NBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR264.50
Price
NPR288.77
GF Value