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Nepal BankXNEP:NBL -0.65%81 Net Margin % is 43.39% as of Apr. 2026, which is 31% above its 10-year median of 33.05. GuruFocus rates XNEP:NBL with a GF Score™ of 81/100 and a GF Value™ of NPR293.20 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Nepal Bank ranks better than 62.45% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Nepal Bank's Net Income for the
three
months ended in Apr. 2026 was NPR1,488 Mil. Nepal Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,430 Mil. Therefore, Nepal Bank's net margin for the quarter that ended in Apr. 2026 was 43.39%.
The historical rank and industry rank for Nepal Bank's Net Margin % or its related term are showing as below:
XNEP:NBL'
s Net Margin % Range Over the Past 10 Years
Min: 0.28 Med: 33.05 Max: 49.15
Current: 31.12
XNEP:NBL's Net Margin % is ranked better than 62.45% of 1526
companies
in the Banks industry
Industry Median: 27.295
vs XNEP:NBL: 31.12
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nepal Bank Net Margin % Related Terms
Nepal Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Nepal Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nepal Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nepal Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Bank (XNEP:NBL) has a Net Margin % of 43.39% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nepal Bank and its competitors. This is 31% above median its historical median of 33.05. Over the past decade, Nepal Bank's Net Margin % has ranged from 0.28 to 49.15. According to the industry distribution chart, Nepal Bank ranks #573 out of 1526 companies in the Banks industry, placing it in the top 37.5%.
Is Nepal Bank's Net Margin % too high?
Nepal Bank's current Net Margin % of 43.39% is 31% above median its 10-year median of 33.05. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 49.15. The Banks industry median Net Margin % is 27.30. Nepal Bank's value of 43.39% is 59% above this industry median. Based on the distribution chart, Nepal Bank ranks #573 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Nepal Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Nepal Bank ranks #573 out of 1526 companies for Net Margin %. This puts Nepal Bank in the upper half of its industry. The industry median Net Margin % is 27.30. Nepal Bank's value of 43.39% is 59% above this benchmark. Historically, Nepal Bank's own Net Margin % has ranged from 0.28 to 49.15 over the past decade. While the company's 10-year median is 33.05 vs. the industry median of 27.30, Nepal Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.30, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Bank's current Net Margin % of 43.39% is 59% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nepal Bank and its competitors. For the Banks industry, the median Net Margin % is 27.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Bank's current Net Margin % is 43.39%, which is 31% above median its own 10-year median of 33.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR293.20, compared to a current price of NPR275.00 — trading 6.2% below its estimated fair value. The current Net Margin % is 43.39%, which is 31% above median its 10-year median of 33.05 and 59% above the Banks industry median of 27.30. Nepal Bank's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current Net Margin % is 43.39% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Bank (XNEP:NBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued.
The current stock price of NPR275.00 is trading 6.2% below its estimated GF Value™ of NPR293.20.
GuruFocus considers Nepal Bank to be Fairly Valued.
Key valuation signals for XNEP:NBL:
Net Margin %: 43.39% (31% above median its 10-year median of 33.05)
GF Value™: NPR293.20 vs. price of NPR275.00 (6.2% below fair value)
Industry Position: 59% above the Banks median (#573 of 1526)
No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
81GF Score
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