Nepal Bank (XNEP:NBL) Margin of Safety % (DCF Earnings Based): 11.64% (As of Jun. 30, 2026)


XNEP:NBL Nepal Bank Ltd XNEP:NBL
80 GF Score
Price NPR262.50
GF Value NPR287.19
Valuation Fairly Valued
! 1 Warning Sign
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What is Nepal Bank Margin of Safety % (DCF Earnings Based)?

Nepal Bank XNEP:NBL -0.19% 80 Margin of Safety % (DCF Earnings Based) is 11.64% as of Jun. 30, 2026. GuruFocus rates XNEP:NBL with a GF Score™ of 80/100 and a GF Value™ of NPR287.19 (Fairly Valued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-30), Nepal Bank's Predictability Rank is 2.5-Stars. Nepal Bank's intrinsic value calculated from the Discounted Earnings model is NPR297.08 and current share price is NPR262.50. Consequently,

Nepal Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 11.64%.

Nepal Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Nepal Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nepal Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Nepal Bank's Margin of Safety % (DCF Earnings Based) falls into.


XNEP:NBL
80GF Score
Nepal Bank Ltd XNEP:NBL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Bank Margin of Safety % (DCF Earnings Based) Calculation

Nepal Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(297.08-262.50)/297.08
=11.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 11.64% mean?
Nepal Bank (XNEP:NBL) has a Margin of Safety % (DCF Earnings Based) of 11.64% as of Jun. 30, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Nepal Bank.
Is Nepal Bank's Margin of Safety % (DCF Earnings Based) too high?
Nepal Bank's current Margin of Safety % (DCF Earnings Based) is 11.64%. Overall, Nepal Bank has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Nepal Bank's Margin of Safety % (DCF Earnings Based) of 11.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Nepal Bank. Nepal Bank's current Margin of Safety % (DCF Earnings Based) is 11.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR287.19, compared to a current price of NPR262.50 — trading 8.6% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 11.64%. Nepal Bank's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current Margin of Safety % (DCF Earnings Based) is 11.64% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Bank (XNEP:NBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued. The current stock price of NPR262.50 is trading 8.6% below its estimated GF Value™ of NPR287.19. GuruFocus considers Nepal Bank to be Fairly Valued.

Key valuation signals for XNEP:NBL:

  • Margin of Safety % (DCF Earnings Based): 11.64%
  • GF Value™: NPR287.19 vs. price of NPR262.50 (8.6% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nepal Bank Business Description

Address Dharmapath, Newroad, G.P.O, Box: 36, Kathmandu, NPL
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
80GF Score

Get the complete analysis for XNEP:NBL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR262.50
Price
NPR287.19
GF Value