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Nepal BankXNEP:NBL 81 Pretax Margin % is 81.41% as of Apr. 2026, which is 58% above its 10-year median of 51.45. GuruFocus rates XNEP:NBL with a GF Score™ of 81/100 and a GF Value™ of NPR289.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Nepal Bank ranks better than 81.6% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nepal Bank's Pre-Tax Income for the
three
months ended in Apr. 2026 was NPR2,792 Mil. Nepal Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,430 Mil. Therefore, Nepal Bank's pretax margin for the quarter that ended in Apr. 2026 was 81.41%.
The historical rank and industry rank for Nepal Bank's Pretax Margin % or its related term are showing as below:
XNEP:NBL'
s Pretax Margin % Range Over the Past 10 Years
Min: 7.42 Med: 51.45 Max: 70.59
Current: 49.06
XNEP:NBL's Pretax Margin % is ranked better than 81.6% of 1527
companies
in the Banks industry
Industry Median: 34.67
vs XNEP:NBL: 49.06
Nepal Bank (XNEP:NBL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Nepal Bank Pretax Margin % Related Terms
Nepal Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Nepal Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nepal Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nepal Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Bank (XNEP:NBL) has a Pretax Margin % of 81.41% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Bank and its competitors. This is 58% above median its historical median of 51.45. Over the past decade, Nepal Bank's Pretax Margin % has ranged from 7.42 to 70.59. According to the industry distribution chart, Nepal Bank ranks #281 out of 1527 companies in the Banks industry, placing it in the top 18.4%.
Is Nepal Bank's Pretax Margin % too high?
Nepal Bank's current Pretax Margin % of 81.41% is 58% above median its 10-year median of 51.45. Over the past 10 years, this metric has ranged from a low of 7.42 to a high of 70.59. The Banks industry median Pretax Margin % is 34.67. Nepal Bank's value of 81.41% is 134.8% above this industry median. Based on the distribution chart, Nepal Bank ranks #281 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Bank has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Nepal Bank ranks #281 out of 1527 companies for Pretax Margin %. This places Nepal Bank in the top 18% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Nepal Bank's value of 81.41% is 134.8% above this benchmark. Historically, Nepal Bank's own Pretax Margin % has ranged from 7.42 to 70.59 over the past decade. While the company's 10-year median is 51.45 vs. the industry median of 34.67, Nepal Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Bank's current Pretax Margin % of 81.41% is 134.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Bank's current Pretax Margin % is 81.41%, which is 58% above median its own 10-year median of 51.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Bank stock overvalued right now?
Based on GuruFocus' analysis, Nepal Bank (XNEP:NBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR289.36, compared to a current price of NPR261.60 — trading 9.6% below its estimated fair value. The current Pretax Margin % is 81.41%, which is 58% above median its 10-year median of 51.45 and 134.8% above the Banks industry median of 34.67. Nepal Bank's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nepal Bank (XNEP:NBL), the current Pretax Margin % is 81.41% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Bank (XNEP:NBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Bank stock appears to be undervalued.
The current stock price of NPR261.60 is trading 9.6% below its estimated GF Value™ of NPR289.36.
GuruFocus considers Nepal Bank to be Modestly Undervalued.
Key valuation signals for XNEP:NBL:
Pretax Margin %: 81.41% (58% above median its 10-year median of 51.45)
GF Value™: NPR289.36 vs. price of NPR261.60 (9.6% below fair value)
Industry Position: 134.8% above the Banks median (#281 of 1527)
No single metric tells the full story. See the XNEP:NBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Bank Ltd is engaged in providing banking products and services. It offers products and services such as deposits and accounts services, loans and advances to corporate and consumers, remittance services, and products. The bank operates in the segments of Banking, Treasury, Remittance, and Government. It derives maximum revenue from the Banking segment, which involves functions like collecting deposits and lending activities, among other similar activities. It provides banking through its branch offices in different geographical locations within the country.
81GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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