Al-Takaful Palestinian Insurance (XPAE:TIC) EV-to-FCF: 15.21 (As of Jul. 23, 2026) — 423% Above Median

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XPAE:TIC Al-Takaful Palestinian Insurance XPAE:TIC
94 GF Score
Price $2.90
GF Value $2.95
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Al-Takaful Palestinian Insurance EV-to-FCF?

Al-Takaful Palestinian Insurance XPAE:TIC 94 EV-to-FCF is 15.21 as of Jul. 23, 2026, which is 423% above its 10-year median of 2.91. GuruFocus rates XPAE:TIC with a GF Score™ of 94/100 and a GF Value™ of $2.95 (Fairly Valued). The stock has 3 warning signs investors should review. Among 394 Insurance companies, Al-Takaful Palestinian Insurance ranks worse than 69.54% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al-Takaful Palestinian Insurance's Enterprise Value is $32.79 Mil. Al-Takaful Palestinian Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $2.16 Mil. Therefore, Al-Takaful Palestinian Insurance's EV-to-FCF for today is 15.21.

The historical rank and industry rank for Al-Takaful Palestinian Insurance's EV-to-FCF or its related term are showing as below:

XPAE:TIC' s EV-to-FCF Range Over the Past 10 Years
Min: -307.43   Med: 2.91   Max: 16.92
Current: 15.21

During the past 13 years, the highest EV-to-FCF of Al-Takaful Palestinian Insurance was 16.92. The lowest was -307.43. And the median was 2.91.

XPAE:TIC's EV-to-FCF is ranked worse than
69.54% of 394 companies
in the Insurance industry
Industry Median: 9.705 vs XPAE:TIC: 15.21

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), Al-Takaful Palestinian Insurance's stock price is $2.90. Al-Takaful Palestinian Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.153. Therefore, Al-Takaful Palestinian Insurance's PE Ratio (TTM) for today is 18.95.


Al-Takaful Palestinian Insurance  (XPAE:TIC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al-Takaful Palestinian Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.90/0.153
=18.95

Al-Takaful Palestinian Insurance's share price for today is $2.90.
Al-Takaful Palestinian Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.153.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al-Takaful Palestinian Insurance EV-to-FCF Related Terms


Al-Takaful Palestinian Insurance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al-Takaful Palestinian Insurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Takaful Palestinian Insurance EV-to-FCF Chart

Al-Takaful Palestinian Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.68 7.20 8.63 -310.54 11.70

Al-Takaful Palestinian Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.90 8.67 12.67 11.70 14.96

XPAE:TIC vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Al-Takaful Palestinian Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Takaful Palestinian Insurance EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Takaful Palestinian Insurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al-Takaful Palestinian Insurance's EV-to-FCF falls into.


XPAE:TIC
94GF Score
Al-Takaful Palestinian Insurance XPAE:TIC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Takaful Palestinian Insurance EV-to-FCF Calculation

Al-Takaful Palestinian Insurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=32.794/2.156
=15.21

Al-Takaful Palestinian Insurance's current Enterprise Value is $32.79 Mil.
Al-Takaful Palestinian Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 15.21 mean?
Al-Takaful Palestinian Insurance (XPAE:TIC) has a EV-to-FCF of 15.21 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Takaful Palestinian Insurance and its competitors. This is 423% above median its historical median of 2.91. According to the industry distribution chart, Al-Takaful Palestinian Insurance ranks #274 out of 394 companies in the Insurance industry, placing it in the top 69.5%.
Is Al-Takaful Palestinian Insurance's EV-to-FCF too high?
Al-Takaful Palestinian Insurance's current EV-to-FCF of 15.21 is 423% above median its 10-year median of 2.91. The Insurance industry median EV-to-FCF is 9.71. Al-Takaful Palestinian Insurance's value of 15.21 is 56.7% above this industry median. Based on the distribution chart, Al-Takaful Palestinian Insurance ranks #274 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, Al-Takaful Palestinian Insurance has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al-Takaful Palestinian Insurance's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Takaful Palestinian Insurance ranks #274 out of 394 companies for EV-to-FCF. This places Al-Takaful Palestinian Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.71. Al-Takaful Palestinian Insurance's value of 15.21 is 56.7% above this benchmark. While the company's 10-year median is 2.91 vs. the industry median of 9.71, Al-Takaful Palestinian Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.71, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Takaful Palestinian Insurance's current EV-to-FCF of 15.21 is 56.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Takaful Palestinian Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Takaful Palestinian Insurance's current EV-to-FCF is 15.21, which is 423% above median its own 10-year median of 2.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Takaful Palestinian Insurance stock overvalued right now?
Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance (XPAE:TIC) is currently considered Fairly Valued. The stock's GF Value™ is $2.95, compared to a current price of $2.90 — trading 1.7% below its estimated fair value. The current EV-to-FCF is 15.21, which is 423% above median its 10-year median of 2.91 and 56.7% above the Insurance industry median of 9.71. Al-Takaful Palestinian Insurance's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al-Takaful Palestinian Insurance (XPAE:TIC), the current EV-to-FCF is 15.21 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Takaful Palestinian Insurance (XPAE:TIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Takaful Palestinian Insurance stock appears to be undervalued. The current stock price of $2.90 is trading 1.7% below its estimated GF Value™ of $2.95. GuruFocus considers Al-Takaful Palestinian Insurance to be Fairly Valued.

Key valuation signals for XPAE:TIC:

  • EV-to-FCF: 15.21 (423% above median its 10-year median of 2.91)
  • GF Value™: $2.95 vs. price of $2.90 (1.7% below fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 56.7% above the Insurance median (#274 of 394)

No single metric tells the full story. See the XPAE:TIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Takaful Palestinian Insurance Business Description

Address Abraj House, Box: 1444, Ein Munjed, 2nd Floor, Ramallah, PSE
Al-Takaful Palestinian Insurance is a Palestine-based company that is engaged in providing multiple insurance programs and services that is compliant with Shariah. The company provides Medical insurance, which provides insurance for general and physician doctors, pharmacies, laboratories, and X-rays; Motor insurance, which provides insurance for theft, collision, and fire; Family insurance, which provides insurance for natural death, accidental death, and other; and General insurance.
94GF Score

Get the complete analysis for XPAE:TIC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.90
Price
$2.95
GF Value