Banco Internacional (XSGO:BINT) EV-to-FCF: -21.19 (As of Jul. 14, 2026)

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XSGO:BINT Banco Internacional XSGO:BINT
49 GF Score
Price CLP122.39
GF Value CLP88.64
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Banco Internacional EV-to-FCF?

Banco Internacional XSGO:BINT 49 EV-to-FCF is -21.19 as of Jul. 14, 2026. GuruFocus rates XSGO:BINT with a GF Score™ of 49/100 and a GF Value™ of CLP88.64 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,199 Banks companies, Banco Internacional ranks worse than 83402.75% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Internacional's Enterprise Value is CLP2,281,460 Mil. Banco Internacional's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CLP-107,692 Mil. Therefore, Banco Internacional's EV-to-FCF for today is -21.19.

The historical rank and industry rank for Banco Internacional's EV-to-FCF or its related term are showing as below:

XSGO:BINT' s EV-to-FCF Range Over the Past 10 Years
Min: -21.19   Med: -2.34   Max: 1236.28
Current: -21.19

During the past 12 years, the highest EV-to-FCF of Banco Internacional was 1236.28. The lowest was -21.19. And the median was -2.34.

XSGO:BINT's EV-to-FCF is ranked worse than
100% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs XSGO:BINT: -21.19

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Banco Internacional's stock price is CLP122.39. Banco Internacional's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CLP7.960. Therefore, Banco Internacional's PE Ratio (TTM) for today is 15.38.


Banco Internacional  (XSGO:BINT) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco Internacional's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=122.39/7.960
=15.38

Banco Internacional's share price for today is CLP122.39.
Banco Internacional's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP7.960.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco Internacional EV-to-FCF Related Terms


Banco Internacional EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco Internacional's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional EV-to-FCF Chart

Banco Internacional Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.35 -7.02 23.08 -6.40 -15.26

Banco Internacional Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.02 -6.40 -7.20 -254.08 -15.26

XSGO:BINT vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Banco Internacional's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco Internacional's EV-to-FCF falls into.


XSGO:BINT
49GF Score
Banco Internacional XSGO:BINT
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Internacional EV-to-FCF Calculation

Banco Internacional's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2281460.267/-107692
=-21.19

Banco Internacional's current Enterprise Value is CLP2,281,460 Mil.
Banco Internacional's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP-107,692 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -21.19 mean?
Banco Internacional (XSGO:BINT) has a EV-to-FCF of -21.19 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Internacional and its competitors. According to the industry distribution chart, Banco Internacional ranks #999999 out of 1199 companies in the Banks industry.
Is Banco Internacional's EV-to-FCF too high?
Banco Internacional's current EV-to-FCF is -21.19. Based on the distribution chart, Banco Internacional ranks #999999 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Internacional has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional ranks #999999 out of 1199 companies for EV-to-FCF. This places Banco Internacional in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Internacional and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional's current EV-to-FCF is -21.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional (XSGO:BINT) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP88.64, compared to a current price of CLP122.39 — trading 38.1% above its estimated fair value. The current EV-to-FCF is -21.19. Banco Internacional's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Internacional (XSGO:BINT), the current EV-to-FCF is -21.19 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional (XSGO:BINT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional stock appears to be overvalued. The current stock price of CLP122.39 is trading 38.1% above its estimated GF Value™ of CLP88.64. GuruFocus considers Banco Internacional to be Significantly Overvalued.

Key valuation signals for XSGO:BINT:

  • EV-to-FCF: -21.19
  • GF Value™: CLP88.64 vs. price of CLP122.39 (38.1% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the XSGO:BINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional Business Description

Address Avenida Apoquindo 6750, Piso 16, Las Condes, Santiago, CHL
Banco Internacional is engaged in providing banking products and services including retail & corporate banking including current accounts, insurance, leasing, factoring, money market and agricultural banking. It also provides mortgage credit, consumer credit, and online bank service. The operating segments of the company are: Commercial Banking; Personal Banking; and Treasury and Investments.
49GF Score

Get the complete analysis for XSGO:BINT

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP122.39
Price
CLP88.64
GF Value