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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Phoenix Financial's Enterprise Value is ₪39,717 Mil.
Phoenix Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₪4,167 Mil. Therefore, Phoenix Financial's EV-to-FCF for today is 9.53.
The historical rank and industry rank for Phoenix Financial's EV-to-FCF or its related term are showing as below:
XTAE:PHOE'
s EV-to-FCF Range Over the Past 10 Years
Min: -9408.37 Med: -0.08 Max: 1037.34
Current: 9.79
During the past 13 years, the highest EV-to-FCF of Phoenix Financial was 1037.34. The lowest was -9408.37. And the median was -0.08.
XTAE:PHOE's EV-to-FCF is ranked worse than 54.06% of 394
companies
in the Insurance industry
Industry Median: 8.99
vs XTAE:PHOE: 9.79
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Phoenix Financial's PE Ratio (TTM) for today is calculated as:
Phoenix Financial's share price for today is ₪186.40.
Phoenix Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪13.210.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Phoenix Financial EV-to-FCF Related Terms
Phoenix Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Phoenix Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:PHOE vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Phoenix Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phoenix Financial EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Phoenix Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Phoenix Financial's EV-to-FCF falls into.
Phoenix Financial's current Enterprise Value is ₪39,717 Mil.
Phoenix Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪4,167 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phoenix Financial (XTAE:PHOE) has a EV-to-FCF of 9.53 as of Sep. 20, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Phoenix Financial and its competitors. According to the industry distribution chart, Phoenix Financial ranks #213 out of 394 companies in the Insurance industry, placing it in the top 54.1%.
Is Phoenix Financial's EV-to-FCF too high?
Phoenix Financial's current EV-to-FCF is 9.53. The Insurance industry median EV-to-FCF is 8.99. Phoenix Financial's value of 9.53 is 6% above this industry median. Based on the distribution chart, Phoenix Financial ranks #213 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, Phoenix Financial has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Phoenix Financial's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Phoenix Financial ranks #213 out of 394 companies for EV-to-FCF. This places Phoenix Financial in the lower half of its industry. The industry median EV-to-FCF is 8.99. Phoenix Financial's value of 9.53 is 6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 8.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phoenix Financial's current EV-to-FCF of 9.53 is 6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Phoenix Financial and its competitors. For the Insurance industry, the median EV-to-FCF is 8.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phoenix Financial's current EV-to-FCF is 9.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Financial stock overvalued right now?
Based on GuruFocus' analysis, Phoenix Financial (XTAE:PHOE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪78.01, compared to a current price of ₪186.40 — trading 138.9% above its estimated fair value. The current EV-to-FCF is 9.53 and 6% above the Insurance industry median of 8.99. Phoenix Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Phoenix Financial (XTAE:PHOE), the current EV-to-FCF is 9.53 as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phoenix Financial (XTAE:PHOE) Overvalued in 2026?
Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued.
The current stock price of ₪186.40 is trading 138.9% above its estimated GF Value™ of ₪78.01.
GuruFocus considers Phoenix Financial to be Significantly Overvalued.
Key valuation signals for XTAE:PHOE:
EV-to-FCF: 9.53
GF Value™: ₪78.01 vs. price of ₪186.40 (138.9% above fair value)
Industry Position: 6% above the Insurance median (#213 of 394)
No single metric tells the full story. See the XTAE:PHOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score
Get the complete analysis for XTAE:PHOE
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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