EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banque Nationale Agricole's Enterprise Value is TND2,071 Mil.
Banque Nationale Agricole's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-307 Mil. Therefore, Banque Nationale Agricole's EV-to-FCF for today is -6.74.
The historical rank and industry rank for Banque Nationale Agricole's EV-to-FCF or its related term are showing as below:
XTUN:BNA'
s EV-to-FCF Range Over the Past 10 Years
Min: -31.83 Med: -1.72 Max: 8.89
Current: -6.73
During the past 13 years, the highest EV-to-FCF of Banque Nationale Agricole was 8.89. The lowest was -31.83. And the median was -1.72.
XTUN:BNA's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.57
vs XTUN:BNA: -6.73
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banque Nationale Agricole (XTUN:BNA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banque Nationale Agricole's PE Ratio (TTM) for today is calculated as:
Banque Nationale Agricole's share price for today is TND21.81.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banque Nationale Agricole's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.534.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banque Nationale Agricole EV-to-FCF Related Terms
Banque Nationale Agricole EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banque Nationale Agricole's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Nationale Agricole EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banque Nationale Agricole's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banque Nationale Agricole's EV-to-FCF falls into.
Banque Nationale Agricole's current Enterprise Value is TND2,071 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banque Nationale Agricole's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-307 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Nationale Agricole (XTUN:BNA) has a EV-to-FCF of -6.74 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banque Nationale Agricole and its competitors. According to the industry distribution chart, Banque Nationale Agricole ranks #999999 out of 1193 companies in the Banks industry.
Is Banque Nationale Agricole's EV-to-FCF too high?
Banque Nationale Agricole's current EV-to-FCF is -6.74. Based on the distribution chart, Banque Nationale Agricole ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Nationale Agricole has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Nationale Agricole's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banque Nationale Agricole ranks #999999 out of 1193 companies for EV-to-FCF. This places Banque Nationale Agricole in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banque Nationale Agricole and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Nationale Agricole's current EV-to-FCF is -6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Nationale Agricole stock overvalued right now?
Based on GuruFocus' analysis, Banque Nationale Agricole (XTUN:BNA) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.41, compared to a current price of TND21.81 — trading 131.8% above its estimated fair value. The current EV-to-FCF is -6.74. Banque Nationale Agricole's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banque Nationale Agricole (XTUN:BNA), the current EV-to-FCF is -6.74 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Nationale Agricole (XTUN:BNA) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Nationale Agricole stock appears to be overvalued.
The current stock price of TND21.81 is trading 131.8% above its estimated GF Value™ of TND9.41.
GuruFocus considers Banque Nationale Agricole to be Significantly Overvalued.
Key valuation signals for XTUN:BNA:
EV-to-FCF: -6.74
GF Value™: TND9.41 vs. price of TND21.81 (131.8% above fair value)
No single metric tells the full story. See the XTUN:BNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Nationale Agricole SA is engaged in providing banking services. The activities of the bank include accepting deposits, granting loans, credit financing, and other services.
76GF Score
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