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Absecon BancorpASCN 55 FCF Margin % is 16.39% as of Dec. 2025, which is 24% below its 10-year median of 21.46. GuruFocus rates ASCN with a GF Score™ of 55/100 and a GF Value™ of $105.88 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, Absecon Bancorp ranks worse than 62.57% on this metric.
The historical rank and industry rank for Absecon Bancorp's FCF Margin % or its related term are showing as below:
ASCN'
s FCF Margin % Range Over the Past 10 Years
Min: 9.35 Med: 21.46 Max: 29.65
Current: 16.39
During the past 7 years, the highest FCF Margin % of Absecon Bancorp was 29.65%. The lowest was 9.35%. And the median was 21.46%.
ASCN's FCF Margin % is ranked worse than 62.57% of 1504
companies
in the Banks industry
Industry Median: 26.39
vs ASCN: 16.39
Absecon Bancorp FCF Margin % Related Terms
Absecon Bancorp FCF Margin % Historical Data
* Premium members only.
The historical data trend for Absecon Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Absecon Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absecon Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Absecon Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Absecon Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Absecon Bancorp (ASCN) has a FCF Margin % of 16.39% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Absecon Bancorp and its competitors. This is 24% below median its historical median of 21.46. Over the past decade, Absecon Bancorp's FCF Margin % has ranged from 9.35 to 29.65. According to the industry distribution chart, Absecon Bancorp ranks #941 out of 1504 companies in the Banks industry, placing it in the top 62.6%.
Is Absecon Bancorp's FCF Margin % too high?
Absecon Bancorp's current FCF Margin % of 16.39% is 24% below median its 10-year median of 21.46. Over the past 10 years, this metric has ranged from a low of 9.35 to a high of 29.65. The Banks industry median FCF Margin % is 26.39. Absecon Bancorp's value of 16.39% is 37.9% below this industry median. Based on the distribution chart, Absecon Bancorp ranks #941 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's FCF Margin % compare to FNFI and GLBZ?
According to the Banks industry distribution chart, Absecon Bancorp ranks #941 out of 1504 companies for FCF Margin %. This places Absecon Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.39. Absecon Bancorp's value of 16.39% is 37.9% below this benchmark. Historically, Absecon Bancorp's own FCF Margin % has ranged from 9.35 to 29.65 over the past decade. While the company's 10-year median is 21.46 vs. the industry median of 26.39, Absecon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.39, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absecon Bancorp's current FCF Margin % of 16.39% is 37.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Absecon Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absecon Bancorp's current FCF Margin % is 16.39%, which is 24% below median its own 10-year median of 21.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current FCF Margin % is 16.39%, which is 24% below median its 10-year median of 21.46 and 37.9% below the Banks industry median of 26.39. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current FCF Margin % is 16.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absecon Bancorp (ASCN) Overvalued in 2026?
Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88.
GuruFocus considers Absecon Bancorp to be Modestly Overvalued.
Key valuation signals for ASCN:
FCF Margin %: 16.39% (24% below median its 10-year median of 21.46)
GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
Industry Position: 37.9% below the Banks median (#941 of 1504)
No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score
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