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Absecon BancorpASCN 55 OCF Margin % is 19.06% as of Dec. 2025, which is 19% below its 10-year median of 23.59. GuruFocus rates ASCN with a GF Score™ of 55/100 and a GF Value™ of $105.88 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,500 Banks companies, Absecon Bancorp ranks worse than 64.4% on this metric.
The historical rank and industry rank for Absecon Bancorp's OCF Margin % or its related term are showing as below:
ASCN'
s OCF Margin % Range Over the Past 10 Years
Min: 13.48 Med: 23.59 Max: 33.39
Current: 19.06
During the past 7 years, the highest OCF Margin % of Absecon Bancorp was 33.39%. The lowest was 13.48%. And the median was 23.59%.
ASCN's OCF Margin % is ranked worse than 64.4% of 1500
companies
in the Banks industry
Industry Median: 29.345
vs ASCN: 19.06
Absecon Bancorp OCF Margin % Related Terms
Absecon Bancorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for Absecon Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Absecon Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absecon Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Absecon Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Absecon Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Absecon Bancorp (ASCN) has a OCF Margin % of 19.06% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Absecon Bancorp and its competitors. This is 19% below median its historical median of 23.59. Over the past decade, Absecon Bancorp's OCF Margin % has ranged from 13.48 to 33.39. According to the industry distribution chart, Absecon Bancorp ranks #966 out of 1500 companies in the Banks industry, placing it in the top 64.4%.
Is Absecon Bancorp's OCF Margin % too high?
Absecon Bancorp's current OCF Margin % of 19.06% is 19% below median its 10-year median of 23.59. Over the past 10 years, this metric has ranged from a low of 13.48 to a high of 33.39. The Banks industry median OCF Margin % is 29.35. Absecon Bancorp's value of 19.06% is 35% below this industry median. Based on the distribution chart, Absecon Bancorp ranks #966 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's OCF Margin % compare to FNFI and GLBZ?
According to the Banks industry distribution chart, Absecon Bancorp ranks #966 out of 1500 companies for OCF Margin %. This places Absecon Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.35. Absecon Bancorp's value of 19.06% is 35% below this benchmark. Historically, Absecon Bancorp's own OCF Margin % has ranged from 13.48 to 33.39 over the past decade. While the company's 10-year median is 23.59 vs. the industry median of 29.35, Absecon Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absecon Bancorp's current OCF Margin % of 19.06% is 35% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Absecon Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absecon Bancorp's current OCF Margin % is 19.06%, which is 19% below median its own 10-year median of 23.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current OCF Margin % is 19.06%, which is 19% below median its 10-year median of 23.59 and 35% below the Banks industry median of 29.35. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current OCF Margin % is 19.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absecon Bancorp (ASCN) Overvalued in 2026?
Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88.
GuruFocus considers Absecon Bancorp to be Modestly Overvalued.
Key valuation signals for ASCN:
OCF Margin %: 19.06% (19% below median its 10-year median of 23.59)
GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
Industry Position: 35% below the Banks median (#966 of 1500)
No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score
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