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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Absecon Bancorp's retained earnings for the quarter that ended in Dec. 2025 was $18.81 Mil.
Absecon Bancorp's quarterly retained earnings
increased
from Dec. 2023 ($16.82 Mil) to Dec. 2024 ($17.63 Mil) and
increased
from Dec. 2024 ($17.63 Mil) to Dec. 2025 ($18.81 Mil).
Absecon Bancorp's annual retained earnings
increased
from Dec. 2023 ($16.82 Mil) to Dec. 2024 ($17.63 Mil) and
increased
from Dec. 2024 ($17.63 Mil) to Dec. 2025 ($18.81 Mil).
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Absecon Bancorp Retained Earnings Historical Data
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The historical data trend for Absecon Bancorp's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
Absecon Bancorp (ASCN) has a Retained Earnings of $18.81 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Absecon Bancorp and its competitors.
Is Absecon Bancorp's Retained Earnings too high?
Absecon Bancorp's current Retained Earnings is $18.81 Mil. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's Retained Earnings compare to FNFI and GLBZ?
Absecon Bancorp's Retained Earnings of $18.81 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Absecon Bancorp and its competitors. Absecon Bancorp's current Retained Earnings is $18.81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current Retained Earnings is $18.81 Mil. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current Retained Earnings is $18.81 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absecon Bancorp (ASCN) Overvalued in 2026?
Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88.
GuruFocus considers Absecon Bancorp to be Modestly Overvalued.
Key valuation signals for ASCN:
Retained Earnings: $18.81 Mil
GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score
Get the complete analysis for ASCN
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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