ASCN (Absecon Bancorp) Moat Score: 2/10 (As of Jul. 27, 2026)

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ASCN Absecon Bancorp ASCN
55 GF Score
Price $120.00
GF Value $105.88
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Absecon Bancorp Moat Score?

Absecon Bancorp ASCN 55 Moat Score is 2 as of Jul. 27, 2026. GuruFocus rates ASCN with a GF Score™ of 55/100 and a GF Value™ of $105.88 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,610 Banks companies, Absecon Bancorp ranks better than 60% on this metric.

Absecon Bancorp has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Absecon Bancorp has No Moat: Absecon Bancorp shows very weak competitive advantages with no significant market leadership, network effects, or regulatory barriers. Its market share is not sustainable, and it lacks strong brand strength or pricing power.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Absecon Bancorp might have No Moat - Very weak/transient advantages.

Absecon Bancorp  (OTCPK:ASCN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Absecon Bancorp Moat Score Related Terms

ASCN vs FNFI, GLBZ, SRNN: Moat Score Comparison

For the Banks - Regional subindustry, Absecon Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Absecon Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Absecon Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where Absecon Bancorp's Moat Score falls into.


ASCN
55GF Score
Absecon Bancorp ASCN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Absecon Bancorp (ASCN) has a Moat Score of 2 as of Jul. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Absecon Bancorp ranks #644 out of 1610 companies in the Banks industry, placing it in the top 40%.
Is Absecon Bancorp's Moat Score too high?
Absecon Bancorp's current Moat Score is 2. Based on the distribution chart, Absecon Bancorp ranks #644 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's Moat Score compare to FNFI and GLBZ?
According to the Banks industry distribution chart, Absecon Bancorp ranks #644 out of 1610 companies for Moat Score. This puts Absecon Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Absecon Bancorp's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current Moat Score is 2. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current Moat Score is 2 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Absecon Bancorp (ASCN) Overvalued in 2026?

Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued. The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88. GuruFocus considers Absecon Bancorp to be Modestly Overvalued.

Key valuation signals for ASCN:

  • Moat Score: 2
  • GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Absecon Bancorp Business Description

Address 106 New Jersey Avenue, Absecon, NJ, USA, 08201-2409
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.00
Price
$105.88
GF Value