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Absecon BancorpASCN 55 5-Year Yield-on-Cost % is 6.59 as of Jul. 28, 2026, which is 13% above its 10-year median of 5.85. GuruFocus rates ASCN with a GF Score™ of 55/100 and a GF Value™ of $105.88 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,252 Banks companies, Absecon Bancorp ranks better than 76.36% on this metric.
Absecon Bancorp's yield on cost for the quarter that ended in Dec. 2025 was 6.59.
The historical rank and industry rank for Absecon Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
ASCN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.33 Med: 5.85 Max: 8.17
Current: 6.59
During the past 7 years, Absecon Bancorp's highest Yield on Cost was 8.17. The lowest was 4.33. And the median was 5.85.
ASCN's 5-Year Yield-on-Cost % is ranked better than 76.36% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs ASCN: 6.59
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Absecon Bancorp 5-Year Yield-on-Cost % Related Terms
ASCN vs FNFI, GLBZ, SRNN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Absecon Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absecon Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Absecon Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Absecon Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Absecon Bancorp is calculated as
Absecon Bancorp (ASCN) has a 5-Year Yield-on-Cost % of 6.59 as of Jul. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Absecon Bancorp and its competitors. This is 13% above median its historical median of 5.85. Over the past decade, Absecon Bancorp's 5-Year Yield-on-Cost % has ranged from 4.33 to 8.17. According to the industry distribution chart, Absecon Bancorp ranks #296 out of 1252 companies in the Banks industry, placing it in the top 23.6%.
Is Absecon Bancorp's 5-Year Yield-on-Cost % too high?
Absecon Bancorp's current 5-Year Yield-on-Cost % of 6.59 is 13% above median its 10-year median of 5.85. Over the past 10 years, this metric has ranged from a low of 4.33 to a high of 8.17. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Absecon Bancorp's value of 6.59 is 70.1% above this industry median. Based on the distribution chart, Absecon Bancorp ranks #296 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Absecon Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Absecon Bancorp's 5-Year Yield-on-Cost % compare to FNFI and GLBZ?
According to the Banks industry distribution chart, Absecon Bancorp ranks #296 out of 1252 companies for 5-Year Yield-on-Cost %. This places Absecon Bancorp in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Absecon Bancorp's value of 6.59 is 70.1% above this benchmark. Historically, Absecon Bancorp's own 5-Year Yield-on-Cost % has ranged from 4.33 to 8.17 over the past decade. While the company's 10-year median is 5.85 vs. the industry median of 3.88, Absecon Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absecon Bancorp's current 5-Year Yield-on-Cost % of 6.59 is 70.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Absecon Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absecon Bancorp's current 5-Year Yield-on-Cost % is 6.59, which is 13% above median its own 10-year median of 5.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absecon Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Absecon Bancorp (ASCN) is currently considered Modestly Overvalued. The stock's GF Value™ is $105.88, compared to a current price of $120.00 — trading 13.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.59, which is 13% above median its 10-year median of 5.85 and 70.1% above the Banks industry median of 3.88. Absecon Bancorp's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Absecon Bancorp (ASCN), the current 5-Year Yield-on-Cost % is 6.59 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absecon Bancorp (ASCN) Overvalued in 2026?
Based on GuruFocus' analysis, Absecon Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 13.3% above its estimated GF Value™ of $105.88.
GuruFocus considers Absecon Bancorp to be Modestly Overvalued.
Key valuation signals for ASCN:
5-Year Yield-on-Cost %: 6.59 (13% above median its 10-year median of 5.85)
GF Value™: $105.88 vs. price of $120.00 (13.3% above fair value)
Industry Position: 70.1% above the Banks median (#296 of 1252)
No single metric tells the full story. See the ASCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absecon Bancorp is engaged in providing financial products and services to individual and corporate customers in southern New Jersey. The principal business of the Bank consists of attracting deposits and applying the funds to the purchase of investments and the origination of loans. The Bank's income is derived principally from interest and dividends on investments and interest and fees earned in connection with its lending activities.
55GF Score
Get the complete analysis for ASCN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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