BBNA (Bonvenu Bancorp) FCF Margin %: 21.53% (As of Dec. 2025) — 20% Below Median


BBNA Bonvenu Bancorp Inc BBNA
60 GF Score
Price $18.50
GF Value $21.21
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Bonvenu Bancorp FCF Margin %?

Bonvenu Bancorp BBNA 60 FCF Margin % is 21.53% as of Dec. 2025, which is 20% below its 10-year median of 26.99. GuruFocus rates BBNA with a GF Score™ of 60/100 and a GF Value™ of $21.21 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,504 Banks companies, Bonvenu Bancorp ranks worse than 56.72% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bonvenu Bancorp's Free Cash Flow for the six months ended in Dec. 2025 was $10.70 Mil. Bonvenu Bancorp's Revenue for the six months ended in Dec. 2025 was $49.68 Mil. Therefore, Bonvenu Bancorp's FCF Margin % for the quarter that ended in Dec. 2025 was 21.53%.

As of today, Bonvenu Bancorp's current FCF Yield % is 8.85%.

The historical rank and industry rank for Bonvenu Bancorp's FCF Margin % or its related term are showing as below:

BBNA' s FCF Margin % Range Over the Past 10 Years
Min: 8   Med: 26.99   Max: 435.71
Current: 21.53


During the past 9 years, the highest FCF Margin % of Bonvenu Bancorp was 435.71%. The lowest was 8.00%. And the median was 26.99%.

BBNA's FCF Margin % is ranked worse than
56.72% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs BBNA: 21.53


Bonvenu Bancorp FCF Margin % Related Terms


Bonvenu Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bonvenu Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bonvenu Bancorp FCF Margin % Chart

Bonvenu Bancorp Annual Data
Trend Dec94 Dec95 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only 31.59 26.99 22.77 8.00 21.53

Bonvenu Bancorp Semi-Annual Data
Dec94 Dec95 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only 31.59 26.99 22.77 8.00 21.53

BBNA vs LSBK, CCNB, FMBM: FCF Margin % Comparison

For the Banks - Regional subindustry, Bonvenu Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bonvenu Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bonvenu Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bonvenu Bancorp's FCF Margin % falls into.


BBNA
60GF Score
Bonvenu Bancorp Inc BBNA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bonvenu Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bonvenu Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10.696/49.683
=21.53 %

Bonvenu Bancorp's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=10.696/49.683
=21.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 21.53% mean?
Bonvenu Bancorp (BBNA) has a FCF Margin % of 21.53% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bonvenu Bancorp and its competitors. This is 20% below median its historical median of 26.99. Over the past decade, Bonvenu Bancorp's FCF Margin % has ranged from 8.00 to 435.71. According to the industry distribution chart, Bonvenu Bancorp ranks #853 out of 1504 companies in the Banks industry, placing it in the top 56.7%.
Is Bonvenu Bancorp's FCF Margin % too high?
Bonvenu Bancorp's current FCF Margin % of 21.53% is 20% below median its 10-year median of 26.99. Over the past 10 years, this metric has ranged from a low of 8.00 to a high of 435.71. The Banks industry median FCF Margin % is 26.50. Bonvenu Bancorp's value of 21.53% is 18.8% below this industry median. Based on the distribution chart, Bonvenu Bancorp ranks #853 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Bonvenu Bancorp has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bonvenu Bancorp's FCF Margin % compare to LSBK and CCNB?
According to the Banks industry distribution chart, Bonvenu Bancorp ranks #853 out of 1504 companies for FCF Margin %. This places Bonvenu Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.50. Bonvenu Bancorp's value of 21.53% is 18.8% below this benchmark. Historically, Bonvenu Bancorp's own FCF Margin % has ranged from 8.00 to 435.71 over the past decade. While the company's 10-year median is 26.99 vs. the industry median of 26.50, Bonvenu Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bonvenu Bancorp's current FCF Margin % of 21.53% is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bonvenu Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bonvenu Bancorp's current FCF Margin % is 21.53%, which is 20% below median its own 10-year median of 26.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bonvenu Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bonvenu Bancorp (BBNA) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.21, compared to a current price of $18.50 — trading 12.8% below its estimated fair value. The current FCF Margin % is 21.53%, which is 20% below median its 10-year median of 26.99 and 18.8% below the Banks industry median of 26.50. Bonvenu Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bonvenu Bancorp (BBNA), the current FCF Margin % is 21.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bonvenu Bancorp (BBNA) Overvalued in 2026?

Based on GuruFocus' analysis, Bonvenu Bancorp stock appears to be undervalued. The current stock price of $18.50 is trading 12.8% below its estimated GF Value™ of $21.21. GuruFocus considers Bonvenu Bancorp to be Modestly Undervalued.

Key valuation signals for BBNA:

  • FCF Margin %: 21.53% (20% below median its 10-year median of 26.99)
  • GF Value™: $21.21 vs. price of $18.50 (12.8% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 18.8% below the Banks median (#853 of 1504)

No single metric tells the full story. See the BBNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bonvenu Bancorp Business Description

Address 2711 East Texas Street, P.O. Box 6266, Bossier City, LA, USA, 71111
Bonvenu Bancorp Inc is a community bank. The company originates commercial, residential, and consumer loans to customers throughout Louisiana. It offers business banking services like business checking accounts, business savings accounts, business loans, commercial loans, treasury management and more. For personal banking needs, it provides checking accounts, savings accounts, CDs, IRAs, personal loans and investment solutions.
60GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.50
Price
$21.21
GF Value