Bonvenu BancorpBBNA +1.35%60 Pretax Margin % is 17.56% as of Dec. 2025, which is 45% below its 10-year median of 31.67. GuruFocus rates BBNA with a GF Score™ of 60/100 and a GF Value™ of $21.21 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,530 Banks companies, Bonvenu Bancorp ranks worse than 84.05% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bonvenu Bancorp Pretax Margin % Related Terms
Bonvenu Bancorp Pretax Margin % Historical Data
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The historical data trend for Bonvenu Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BBNA vs CTUY, FCPB, CHBH: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bonvenu Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bonvenu Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bonvenu Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bonvenu Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bonvenu Bancorp (BBNA) has a Pretax Margin % of 17.56% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bonvenu Bancorp and its competitors. This is 45% below median its historical median of 31.67. Over the past decade, Bonvenu Bancorp's Pretax Margin % has ranged from 11.91 to 578.57. According to the industry distribution chart, Bonvenu Bancorp ranks #1286 out of 1530 companies in the Banks industry, placing it in the top 84.1%.
Is Bonvenu Bancorp's Pretax Margin % too high?
Bonvenu Bancorp's current Pretax Margin % of 17.56% is 45% below median its 10-year median of 31.67. Over the past 10 years, this metric has ranged from a low of 11.91 to a high of 578.57. The Banks industry median Pretax Margin % is 34.72. Bonvenu Bancorp's value of 17.56% is 49.4% below this industry median. Based on the distribution chart, Bonvenu Bancorp ranks #1286 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bonvenu Bancorp has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bonvenu Bancorp's Pretax Margin % compare to CTUY and FCPB?
According to the Banks industry distribution chart, Bonvenu Bancorp ranks #1286 out of 1530 companies for Pretax Margin %. This places Bonvenu Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bonvenu Bancorp's value of 17.56% is 49.4% below this benchmark. Historically, Bonvenu Bancorp's own Pretax Margin % has ranged from 11.91 to 578.57 over the past decade. While the company's 10-year median is 31.67 vs. the industry median of 34.72, Bonvenu Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bonvenu Bancorp's current Pretax Margin % of 17.56% is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bonvenu Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bonvenu Bancorp's current Pretax Margin % is 17.56%, which is 45% below median its own 10-year median of 31.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bonvenu Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bonvenu Bancorp (BBNA) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.21, compared to a current price of $18.75 — trading 11.6% below its estimated fair value. The current Pretax Margin % is 17.56%, which is 45% below median its 10-year median of 31.67 and 49.4% below the Banks industry median of 34.72. Bonvenu Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bonvenu Bancorp (BBNA), the current Pretax Margin % is 17.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bonvenu Bancorp (BBNA) Overvalued in 2026?
Based on GuruFocus' analysis, Bonvenu Bancorp stock appears to be undervalued.
The current stock price of $18.75 is trading 11.6% below its estimated GF Value™ of $21.21.
GuruFocus considers Bonvenu Bancorp to be Modestly Undervalued.
Key valuation signals for BBNA:
Pretax Margin %: 17.56% (45% below median its 10-year median of 31.67)
GF Value™: $21.21 vs. price of $18.75 (11.6% below fair value)
Industry Position: 49.4% below the Banks median (#1286 of 1530)
No single metric tells the full story. See the BBNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bonvenu Bancorp Inc is a community bank. The company originates commercial, residential, and consumer loans to customers throughout Louisiana. It offers business banking services like business checking accounts, business savings accounts, business loans, commercial loans, treasury management and more. For personal banking needs, it provides checking accounts, savings accounts, CDs, IRAs, personal loans and investment solutions.
60GF Score
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