BBNA (Bonvenu Bancorp) PB Ratio: 0.95 (As of Jul. 18, 2026) — 14% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BBNA Bonvenu Bancorp Inc BBNA
59 GF Score
Price $18.00
GF Value $21.19
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Bonvenu Bancorp PB Ratio?

Bonvenu Bancorp BBNA 59 PB Ratio is 0.95 as of Jul. 18, 2026, which is 14% below its 10-year median of 1.10. GuruFocus rates BBNA with a GF Score™ of 59/100 and a GF Value™ of $21.19 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Bonvenu Bancorp ranks better than 64.47% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Bonvenu Bancorp's share price is $18.00. Bonvenu Bancorp's Book Value per Share for the quarter that ended in Dec. 2025 was $18.93. Hence, Bonvenu Bancorp's PB Ratio of today is 0.95.

Good Sign:

Bonvenu Bancorp Inc stock PB Ratio (=0.95) is close to 10-year low of 0.88.

The historical rank and industry rank for Bonvenu Bancorp's PB Ratio or its related term are showing as below:

BBNA' s PB Ratio Range Over the Past 10 Years
Min: 0.88   Med: 1.1   Max: 1.78
Current: 0.95

During the past 9 years, Bonvenu Bancorp's highest PB Ratio was 1.78. The lowest was 0.88. And the median was 1.10.

BBNA's PB Ratio is ranked better than
64.47% of 1517 companies
in the Banks industry
Industry Median: 1.12 vs BBNA: 0.95

During the past 12 months, Bonvenu Bancorp's average Book Value Per Share Growth Rate was 15.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -1.40% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Bonvenu Bancorp was 73.50% per year. The lowest was -7.10% per year. And the median was 2.15% per year.

Back to Basics: PB Ratio


Bonvenu Bancorp  (OTCPK:BBNA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bonvenu Bancorp PB Ratio Related Terms


Bonvenu Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Bonvenu Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bonvenu Bancorp PB Ratio Chart

Bonvenu Bancorp Annual Data
Trend Dec94 Dec95 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only 1.01 1.71 1.55 1.03 0.90

Bonvenu Bancorp Semi-Annual Data
Dec94 Dec95 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only 1.01 1.71 1.55 1.03 0.90

BBNA vs CTUY, FCPB, CHBH: PB Ratio Comparison

For the Banks - Regional subindustry, Bonvenu Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bonvenu Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bonvenu Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bonvenu Bancorp's PB Ratio falls into.


BBNA
59GF Score
Bonvenu Bancorp Inc BBNA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bonvenu Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bonvenu Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=18.00/18.932
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.95 mean?
Bonvenu Bancorp (BBNA) has a PB Ratio of 0.95 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bonvenu Bancorp and its competitors. This is 14% below median its historical median of 1.10. Over the past decade, Bonvenu Bancorp's PB Ratio has ranged from 0.88 to 1.78. According to the industry distribution chart, Bonvenu Bancorp ranks #539 out of 1517 companies in the Banks industry, placing it in the top 35.5%.
Is Bonvenu Bancorp's PB Ratio too high?
Bonvenu Bancorp's current PB Ratio of 0.95 is 14% below median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 1.78. The Banks industry median PB Ratio is 1.12. Bonvenu Bancorp's value of 0.95 is 15.2% below this industry median. Based on the distribution chart, Bonvenu Bancorp ranks #539 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Bonvenu Bancorp has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bonvenu Bancorp's PB Ratio compare to CTUY and FCPB?
According to the Banks industry distribution chart, Bonvenu Bancorp ranks #539 out of 1517 companies for PB Ratio. This puts Bonvenu Bancorp in the upper half of its industry. The industry median PB Ratio is 1.12. Bonvenu Bancorp's value of 0.95 is 15.2% below this benchmark. Historically, Bonvenu Bancorp's own PB Ratio has ranged from 0.88 to 1.78 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.12, Bonvenu Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bonvenu Bancorp's current PB Ratio of 0.95 is 15.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bonvenu Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bonvenu Bancorp's current PB Ratio is 0.95, which is 14% below median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bonvenu Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bonvenu Bancorp (BBNA) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.19, compared to a current price of $18.00 — trading 15.1% below its estimated fair value. The current PB Ratio is 0.95, which is 14% below median its 10-year median of 1.10 and 15.2% below the Banks industry median of 1.12. Bonvenu Bancorp's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bonvenu Bancorp (BBNA), the current PB Ratio is 0.95 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bonvenu Bancorp (BBNA) Overvalued in 2026?

Based on GuruFocus' analysis, Bonvenu Bancorp stock appears to be undervalued. The current stock price of $18.00 is trading 15.1% below its estimated GF Value™ of $21.19. GuruFocus considers Bonvenu Bancorp to be Modestly Undervalued.

Key valuation signals for BBNA:

  • PB Ratio: 0.95 (14% below median its 10-year median of 1.10)
  • GF Value™: $21.19 vs. price of $18.00 (15.1% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 15.2% below the Banks median (#539 of 1517)

No single metric tells the full story. See the BBNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bonvenu Bancorp Business Description

Address 2711 East Texas Street, P.O. Box 6266, Bossier City, LA, USA, 71111
Bonvenu Bancorp Inc is a community bank. The company originates commercial, residential, and consumer loans to customers throughout Louisiana. It offers business banking services like business checking accounts, business savings accounts, business loans, commercial loans, treasury management and more. For personal banking needs, it provides checking accounts, savings accounts, CDs, IRAs, personal loans and investment solutions.
59GF Score

Get the complete analysis for BBNA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.00
Price
$21.19
GF Value