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Bonvenu BancorpBBNA -4.08%60 5-Year Yield-on-Cost % is 3.12 as of Jul. 31, 2026, which is 23% below its 10-year median of 4.03. GuruFocus rates BBNA with a GF Score™ of 60/100 and a GF Value™ of $21.18 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Bonvenu Bancorp ranks worse than 63.55% on this metric.
Bonvenu Bancorp's yield on cost for the quarter that ended in Dec. 2025 was 3.12.
The historical rank and industry rank for Bonvenu Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
BBNA'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.67 Med: 4.03 Max: 6.67
Current: 3.12
During the past 9 years, Bonvenu Bancorp's highest Yield on Cost was 6.67. The lowest was 2.67. And the median was 4.03.
BBNA's 5-Year Yield-on-Cost % is ranked worse than 63.55% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs BBNA: 3.12
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bonvenu Bancorp 5-Year Yield-on-Cost % Related Terms
BBNA vs WSBK, BSBK, FKYS: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bonvenu Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bonvenu Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bonvenu Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bonvenu Bancorp's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Bonvenu Bancorp is calculated as
Bonvenu Bancorp (BBNA) has a 5-Year Yield-on-Cost % of 3.12 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bonvenu Bancorp and its competitors. This is 23% below median its historical median of 4.03. Over the past decade, Bonvenu Bancorp's 5-Year Yield-on-Cost % has ranged from 2.67 to 6.67. According to the industry distribution chart, Bonvenu Bancorp ranks #795 out of 1251 companies in the Banks industry, placing it in the top 63.5%.
Is Bonvenu Bancorp's 5-Year Yield-on-Cost % too high?
Bonvenu Bancorp's current 5-Year Yield-on-Cost % of 3.12 is 23% below median its 10-year median of 4.03. Over the past 10 years, this metric has ranged from a low of 2.67 to a high of 6.67. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Bonvenu Bancorp's value of 3.12 is 18.8% below this industry median. Based on the distribution chart, Bonvenu Bancorp ranks #795 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Bonvenu Bancorp has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bonvenu Bancorp's 5-Year Yield-on-Cost % compare to WSBK and BSBK?
According to the Banks industry distribution chart, Bonvenu Bancorp ranks #795 out of 1251 companies for 5-Year Yield-on-Cost %. This places Bonvenu Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Bonvenu Bancorp's value of 3.12 is 18.8% below this benchmark. Historically, Bonvenu Bancorp's own 5-Year Yield-on-Cost % has ranged from 2.67 to 6.67 over the past decade. While the company's 10-year median is 4.03 vs. the industry median of 3.84, Bonvenu Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bonvenu Bancorp's current 5-Year Yield-on-Cost % of 3.12 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bonvenu Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bonvenu Bancorp's current 5-Year Yield-on-Cost % is 3.12, which is 23% below median its own 10-year median of 4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bonvenu Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Bonvenu Bancorp (BBNA) is currently considered Modestly Undervalued. The stock's GF Value™ is $21.18, compared to a current price of $17.65 — trading 16.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.12, which is 23% below median its 10-year median of 4.03 and 18.8% below the Banks industry median of 3.84. Bonvenu Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bonvenu Bancorp (BBNA), the current 5-Year Yield-on-Cost % is 3.12 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bonvenu Bancorp (BBNA) Overvalued in 2026?
Based on GuruFocus' analysis, Bonvenu Bancorp stock appears to be undervalued.
The current stock price of $17.65 is trading 16.7% below its estimated GF Value™ of $21.18.
GuruFocus considers Bonvenu Bancorp to be Modestly Undervalued.
Key valuation signals for BBNA:
5-Year Yield-on-Cost %: 3.12 (23% below median its 10-year median of 4.03)
GF Value™: $21.18 vs. price of $17.65 (16.7% below fair value)
Industry Position: 18.8% below the Banks median (#795 of 1251)
No single metric tells the full story. See the BBNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bonvenu Bancorp Inc is a community bank. The company originates commercial, residential, and consumer loans to customers throughout Louisiana. It offers business banking services like business checking accounts, business savings accounts, business loans, commercial loans, treasury management and more. For personal banking needs, it provides checking accounts, savings accounts, CDs, IRAs, personal loans and investment solutions.
60GF Score
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