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1895 Bancorp of WisconsinBCOW 44 OCF Yield % is 4.42 as of Aug. 01, 2026, which is 143% above its 10-year median of 1.82. GuruFocus rates BCOW with a GF Score™ of 44/100 and a GF Value™ of $12.69 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, 1895 Bancorp of Wisconsin ranks worse than 67.16% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
1895 Bancorp of Wisconsin OCF Yield % Related Terms
1895 Bancorp of Wisconsin OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
1895 Bancorp of Wisconsin OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's OCF Yield % distribution charts can be found below:
* The bar in red indicates where 1895 Bancorp of Wisconsin's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
1895 Bancorp of Wisconsin (BCOW) has a OCF Yield % of 4.42 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on 1895 Bancorp of Wisconsin and its competitors. This is 143% above median its historical median of 1.82. According to the industry distribution chart, 1895 Bancorp of Wisconsin ranks #1006 out of 1498 companies in the Banks industry, placing it in the top 67.2%.
Is 1895 Bancorp of Wisconsin's OCF Yield % too high?
1895 Bancorp of Wisconsin's current OCF Yield % of 4.42 is 143% above median its 10-year median of 1.82. The Banks industry median OCF Yield % is 8.98. 1895 Bancorp of Wisconsin's value of 4.42 is 50.8% below this industry median. Based on the distribution chart, 1895 Bancorp of Wisconsin ranks #1006 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, 1895 Bancorp of Wisconsin has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 1895 Bancorp of Wisconsin's OCF Yield % compare to UWHR and PBKC?
According to the Banks industry distribution chart, 1895 Bancorp of Wisconsin ranks #1006 out of 1498 companies for OCF Yield %. This places 1895 Bancorp of Wisconsin in the lower half of its industry. The industry median OCF Yield % is 8.98. 1895 Bancorp of Wisconsin's value of 4.42 is 50.8% below this benchmark. While the company's 10-year median is 1.82 vs. the industry median of 8.98, 1895 Bancorp of Wisconsin has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 1895 Bancorp of Wisconsin's current OCF Yield % of 4.42 is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on 1895 Bancorp of Wisconsin and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1895 Bancorp of Wisconsin's current OCF Yield % is 4.42, which is 143% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1895 Bancorp of Wisconsin stock overvalued right now?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin (BCOW) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $17.70 — trading 39.5% above its estimated fair value. The current OCF Yield % is 4.42, which is 143% above median its 10-year median of 1.82 and 50.8% below the Banks industry median of 8.98. 1895 Bancorp of Wisconsin's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For 1895 Bancorp of Wisconsin (BCOW), the current OCF Yield % is 4.42 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 1895 Bancorp of Wisconsin (BCOW) Overvalued in 2026?
Based on GuruFocus' analysis, 1895 Bancorp of Wisconsin stock appears to be overvalued.
The current stock price of $17.70 is trading 39.5% above its estimated GF Value™ of $12.69.
GuruFocus considers 1895 Bancorp of Wisconsin to be Significantly Overvalued.
Key valuation signals for BCOW:
OCF Yield %: 4.42 (143% above median its 10-year median of 1.82)
GF Value™: $12.69 vs. price of $17.70 (39.5% above fair value)
Industry Position: 50.8% below the Banks median (#1006 of 1498)
No single metric tells the full story. See the BCOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
1895 Bancorp of Wisconsin Inc is a holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, commercial real estate loans (which includes non-owner occupied commercial real estate, multi-family, owner occupied commercial real estate and one- to four-family non-owner occupied loans), commercial loans (which includes commercial and industrial loans) and consumer loans.
44GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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