Mutual Trust BankDHA:MTB +2.36%88 FCF Margin % is 173.28% as of Mar. 2026, which is 150% above its 10-year median of 69.28. GuruFocus rates DHA:MTB with a GF Score™ of 88/100 and a GF Value™ of BDT11.61 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Mutual Trust Bank ranks better than 90.9% on this metric.
The historical rank and industry rank for Mutual Trust Bank's FCF Margin % or its related term are showing as below:
DHA:MTB'
s FCF Margin % Range Over the Past 10 Years
Min: -15.83 Med: 69.28 Max: 225.37
Current: 150.69
During the past 13 years, the highest FCF Margin % of Mutual Trust Bank was 225.37%. The lowest was -15.83%. And the median was 69.28%.
DHA:MTB's FCF Margin % is ranked better than 90.9% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs DHA:MTB: 150.69
Mutual Trust Bank FCF Margin % Related Terms
Mutual Trust Bank FCF Margin % Historical Data
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The historical data trend for Mutual Trust Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Trust Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Mutual Trust Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Trust Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Trust Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mutual Trust Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Trust Bank (DHA:MTB) has a FCF Margin % of 173.28% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mutual Trust Bank and its competitors. This is 150% above median its historical median of 69.28. According to the industry distribution chart, Mutual Trust Bank ranks #137 out of 1505 companies in the Banks industry, placing it in the top 9.1%.
Is Mutual Trust Bank's FCF Margin % too high?
Mutual Trust Bank's current FCF Margin % of 173.28% is 150% above median its 10-year median of 69.28. The Banks industry median FCF Margin % is 26.55. Mutual Trust Bank's value of 173.28% is 552.7% above this industry median. Based on the distribution chart, Mutual Trust Bank ranks #137 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mutual Trust Bank has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Trust Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Mutual Trust Bank ranks #137 out of 1505 companies for FCF Margin %. This places Mutual Trust Bank in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Mutual Trust Bank's value of 173.28% is 552.7% above this benchmark. While the company's 10-year median is 69.28 vs. the industry median of 26.55, Mutual Trust Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutual Trust Bank's current FCF Margin % of 173.28% is 552.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mutual Trust Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Trust Bank's current FCF Margin % is 173.28%, which is 150% above median its own 10-year median of 69.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Mutual Trust Bank (DHA:MTB) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT11.61, compared to a current price of BDT13.00 — trading 12% above its estimated fair value. The current FCF Margin % is 173.28%, which is 150% above median its 10-year median of 69.28 and 552.7% above the Banks industry median of 26.55. Mutual Trust Bank's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mutual Trust Bank (DHA:MTB), the current FCF Margin % is 173.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Trust Bank (DHA:MTB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Trust Bank stock appears to be overvalued.
The current stock price of BDT13.00 is trading 12% above its estimated GF Value™ of BDT11.61.
GuruFocus considers Mutual Trust Bank to be Modestly Overvalued.
Key valuation signals for DHA:MTB:
FCF Margin %: 173.28% (150% above median its 10-year median of 69.28)
GF Value™: BDT11.61 vs. price of BDT13.00 (12% above fair value)
Industry Position: 552.7% above the Banks median (#137 of 1505)
No single metric tells the full story. See the DHA:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Trust Bank PLC is a company that engages in the provision of various commercial banking and related services. Its products and services include savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional's loan products; overdraft facilities; credit cards; and locker services. The company's reportable segments include DBO (Domestic Banking Operation), OBU (Offshore Banking Unit), MTB Securities Limited, and MTB Capital Limited.
88GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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