Mutual Trust Bank (DHA:MTB) LT-Debt-to-Total-Asset: 0.10 (As of Mar. 2026)

What is Mutual Trust Bank LT-Debt-to-Total-Asset?

Mutual Trust Bank DHA:MTB -0.74% 88 LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus rates DHA:MTB with a GF Score™ of 88/100 and a GF Value™ of BDT11.65 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Mutual Trust Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.10.

Mutual Trust Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.11) to Mar. 2026 (0.10). It may suggest that Mutual Trust Bank is progressively becoming less dependent on debt to grow their business.

Mutual Trust Bank (DHA:MTB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Mutual Trust Bank LT-Debt-to-Total-Asset Related Terms

Mutual Trust Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Mutual Trust Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Trust Bank LT-Debt-to-Total-Asset Chart

Mutual Trust Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.10

0.07

0.08

Mutual Trust Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.11	0.12	0.12	0.08	0.10

88GF Score

Mutual Trust Bank PLC DHA:MTB

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Mutual Trust Bank LT-Debt-to-Total-Asset Calculation

Mutual Trust Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	38684.686	/	505191.827
	=	0.08

Mutual Trust Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	52520.146	/	517609.663
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

Mutual Trust Bank (DHA:MTB) has a LT-Debt-to-Total-Asset of 0.10 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mutual Trust Bank and its competitors.

Is Mutual Trust Bank's LT-Debt-to-Total-Asset too high?

Mutual Trust Bank's current LT-Debt-to-Total-Asset is 0.10. Overall, Mutual Trust Bank has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Mutual Trust Bank's LT-Debt-to-Total-Asset compare to competitors?

Mutual Trust Bank's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mutual Trust Bank and its competitors. Mutual Trust Bank's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Mutual Trust Bank stock overvalued right now?

Based on GuruFocus' analysis, Mutual Trust Bank (DHA:MTB) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT11.65, compared to a current price of BDT13.50 — trading 15.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Mutual Trust Bank's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Mutual Trust Bank (DHA:MTB), the current LT-Debt-to-Total-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Trust Bank (DHA:MTB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Trust Bank stock appears to be overvalued. The current stock price of BDT13.50 is trading 15.9% above its estimated GF Value™ of BDT11.65. GuruFocus considers Mutual Trust Bank to be Modestly Overvalued.

Key valuation signals for DHA:MTB:

LT-Debt-to-Total-Asset: 0.10
GF Value™: BDT11.65 vs. price of BDT13.50 (15.9% above fair value)
GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the DHA:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Trust Bank Business Description

Industry Financial Services Banks

Comparable Companies DHA:TRUSTBANK DHA:ALARABANK DHA:SOUTHEASTB DHA:UCB DHA:EXIMBANK DHA:NCCBANK DHA:DHAKABANK DHA:NBL DHA:SHAHJABANK DHA:FIRSTSBANK SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 26 Gulshan Avenue, Gulshan 1, MTB Centre, Dhaka, BGD, 1212

Website https://www.mutualtrustbank.com

Mutual Trust Bank PLC is a company that engages in the provision of various commercial banking and related services. Its products and services include savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional's loan products; overdraft facilities; credit cards; and locker services. The company's reportable segments include DBO (Domestic Banking Operation), OBU (Offshore Banking Unit), MTB Securities Limited, and MTB Capital Limited.

88GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT13.50

Price

BDT11.65

GF Value

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