Mutual Trust Bank (DHA:MTB) Margin of Safety % (DCF Earnings Based): 67.88% (As of Jun. 25, 2026)


DHA:MTB Mutual Trust Bank PLC DHA:MTB
88 GF Score
Price BDT12.70
GF Value BDT11.60
Valuation Fairly Valued
! 6 Warning Signs
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What is Mutual Trust Bank Margin of Safety % (DCF Earnings Based)?

Mutual Trust Bank DHA:MTB +0.79% 88 Margin of Safety % (DCF Earnings Based) is 67.88% as of Jun. 25, 2026. GuruFocus rates DHA:MTB with a GF Score™ of 88/100 and a GF Value™ of BDT11.60 (Fairly Valued). The stock has 6 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Mutual Trust Bank's Predictability Rank is 4.5-Stars. Mutual Trust Bank's intrinsic value calculated from the Discounted Earnings model is BDT39.54 and current share price is BDT12.70. Consequently,

Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 67.88%.

Mutual Trust Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Mutual Trust Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mutual Trust Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) falls into.


DHA:MTB
88GF Score
Mutual Trust Bank PLC DHA:MTB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Trust Bank Margin of Safety % (DCF Earnings Based) Calculation

Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(39.54-12.70)/39.54
=67.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 67.88% mean?
Mutual Trust Bank (DHA:MTB) has a Margin of Safety % (DCF Earnings Based) of 67.88% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mutual Trust Bank.
Is Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) too high?
Mutual Trust Bank's current Margin of Safety % (DCF Earnings Based) is 67.88%. Overall, Mutual Trust Bank has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Mutual Trust Bank's Margin of Safety % (DCF Earnings Based) of 67.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mutual Trust Bank. Mutual Trust Bank's current Margin of Safety % (DCF Earnings Based) is 67.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Mutual Trust Bank (DHA:MTB) is currently considered Fairly Valued. The stock's GF Value™ is BDT11.60, compared to a current price of BDT12.70 — trading 9.5% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 67.88%. Mutual Trust Bank's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Mutual Trust Bank (DHA:MTB), the current Margin of Safety % (DCF Earnings Based) is 67.88% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Trust Bank (DHA:MTB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Trust Bank stock appears to be overvalued. The current stock price of BDT12.70 is trading 9.5% above its estimated GF Value™ of BDT11.60. GuruFocus considers Mutual Trust Bank to be Fairly Valued.

Key valuation signals for DHA:MTB:

  • Margin of Safety % (DCF Earnings Based): 67.88%
  • GF Value™: BDT11.60 vs. price of BDT12.70 (9.5% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the DHA:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Trust Bank Business Description

Address 26 Gulshan Avenue, Gulshan 1, MTB Centre, Dhaka, BGD, 1212
Mutual Trust Bank PLC is a company that engages in the provision of various commercial banking and related services. Its products and services include savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional's loan products; overdraft facilities; credit cards; and locker services. The company's reportable segments include DBO (Domestic Banking Operation), OBU (Offshore Banking Unit), MTB Securities Limited, and MTB Capital Limited.
88GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT12.70
Price
BDT11.60
GF Value