Mutual Trust BankDHA:MTB +3.01%86 PS Ratio is 0.79 as of Jul. 11, 2026, which is 46% below its 10-year median of 1.46. GuruFocus rates DHA:MTB with a GF Score™ of 86/100 and a GF Value™ of BDT11.66 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Mutual Trust Bank ranks better than 94.32% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Mutual Trust Bank's share price is BDT13.70.
Mutual Trust Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was BDT17.31. Hence, Mutual Trust Bank's PS Ratio for today is 0.79.
Warning Sign:
Mutual Trust Bank PLC stock PS Ratio (=0.79) is close to 2-year high of 0.8.
The historical rank and industry rank for Mutual Trust Bank's PS Ratio or its related term are showing as below:
DHA:MTB'
s PS Ratio Range Over the Past 10 Years
Min: 0.5 Med: 1.46 Max: 2.44
Current: 0.79
During the past 13 years, Mutual Trust Bank's highest PS Ratio was 2.44. The lowest was 0.50. And the median was 1.46.
DHA:MTB's PS Ratio is ranked better than 94.32% of 1515
companies
in the Banks industry
Industry Median: 3
vs DHA:MTB: 0.79
Mutual Trust Bank PLC revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Mutual Trust Bank was -6.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 11.70% per year.
During the past 13 years, Mutual Trust Bank's highest 3-Year average Revenue per Share Growth Rate was 20.20% per year. The lowest was 2.00% per year. And the median was 13.20% per year.
Back to Basics: PS Ratio
Mutual Trust Bank (DHA:MTB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Mutual Trust Bank PS Ratio Related Terms
Mutual Trust Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Mutual Trust Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mutual Trust Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Trust Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Trust Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Mutual Trust Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Mutual Trust Bank's Share Price of today is BDT13.70. Mutual Trust Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT17.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Mutual Trust Bank (DHA:MTB) has a PS Ratio of 0.79 as of Jul. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mutual Trust Bank and its competitors. This is 46% below median its historical median of 1.46. Over the past decade, Mutual Trust Bank's PS Ratio has ranged from 0.50 to 2.44. According to the industry distribution chart, Mutual Trust Bank ranks #86 out of 1515 companies in the Banks industry, placing it in the top 5.7%.
Is Mutual Trust Bank's PS Ratio too high?
Mutual Trust Bank's current PS Ratio of 0.79 is 46% below median its 10-year median of 1.46. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.44. The Banks industry median PS Ratio is 3.00. Mutual Trust Bank's value of 0.79 is 73.7% below this industry median. Based on the distribution chart, Mutual Trust Bank ranks #86 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mutual Trust Bank has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Trust Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Mutual Trust Bank ranks #86 out of 1515 companies for PS Ratio. This places Mutual Trust Bank in the top 6% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Mutual Trust Bank's value of 0.79 is 73.7% below this benchmark. Historically, Mutual Trust Bank's own PS Ratio has ranged from 0.50 to 2.44 over the past decade. While the company's 10-year median is 1.46 vs. the industry median of 3.00, Mutual Trust Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutual Trust Bank's current PS Ratio of 0.79 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mutual Trust Bank and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Trust Bank's current PS Ratio is 0.79, which is 46% below median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Mutual Trust Bank (DHA:MTB) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT11.66, compared to a current price of BDT13.70 — trading 17.5% above its estimated fair value. The current PS Ratio is 0.79, which is 46% below median its 10-year median of 1.46 and 73.7% below the Banks industry median of 3.00. Mutual Trust Bank's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Mutual Trust Bank (DHA:MTB), the current PS Ratio is 0.79 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Trust Bank (DHA:MTB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Trust Bank stock appears to be overvalued.
The current stock price of BDT13.70 is trading 17.5% above its estimated GF Value™ of BDT11.66.
GuruFocus considers Mutual Trust Bank to be Modestly Overvalued.
Key valuation signals for DHA:MTB:
PS Ratio: 0.79 (46% below median its 10-year median of 1.46)
GF Value™: BDT11.66 vs. price of BDT13.70 (17.5% above fair value)
Industry Position: 73.7% below the Banks median (#86 of 1515)
No single metric tells the full story. See the DHA:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Trust Bank PLC is a company that engages in the provision of various commercial banking and related services. Its products and services include savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional's loan products; overdraft facilities; credit cards; and locker services. The company's reportable segments include DBO (Domestic Banking Operation), OBU (Offshore Banking Unit), MTB Securities Limited, and MTB Capital Limited.
86GF Score
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