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Northrim BanCorpFRA:NRI +2.78%72 FCF Margin % is 73.32% as of Jun. 2026, which is 271% above its 10-year median of 19.76. GuruFocus rates FRA:NRI with a GF Score™ of 72/100 and a GF Value™ of €20.58. The stock has 4 warning signs investors should review. Among 1,501 Banks companies, Northrim BanCorp ranks better than 83.28% on this metric.
The historical data trend for Northrim BanCorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:NRI vs CIVB, NPB, KRNY: FCF Margin % Comparison
For the Banks - Regional subindustry, Northrim BanCorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northrim BanCorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Northrim BanCorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Northrim BanCorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northrim BanCorp (FRA:NRI) has a FCF Margin % of 73.32% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Northrim BanCorp and its competitors. This is 271% above median its historical median of 19.76. According to the industry distribution chart, Northrim BanCorp ranks #251 out of 1501 companies in the Banks industry, placing it in the top 16.7%.
Is Northrim BanCorp's FCF Margin % too high?
Northrim BanCorp's current FCF Margin % of 73.32% is 271% above median its 10-year median of 19.76. The Banks industry median FCF Margin % is 26.15. Northrim BanCorp's value of 73.32% is 180.4% above this industry median. Based on the distribution chart, Northrim BanCorp ranks #251 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Northrim BanCorp has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Northrim BanCorp's FCF Margin % compare to CIVB and NPB?
According to the Banks industry distribution chart, Northrim BanCorp ranks #251 out of 1501 companies for FCF Margin %. This places Northrim BanCorp in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.15. Northrim BanCorp's value of 73.32% is 180.4% above this benchmark. While the company's 10-year median is 19.76 vs. the industry median of 26.15, Northrim BanCorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northrim BanCorp's current FCF Margin % of 73.32% is 180.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Northrim BanCorp and its competitors. For the Banks industry, the median FCF Margin % is 26.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northrim BanCorp's current FCF Margin % is 73.32%, which is 271% above median its own 10-year median of 19.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northrim BanCorp stock overvalued right now?
Northrim BanCorp (FRA:NRI) has a current FCF Margin % of 73.32%. The stock's GF Value™ is €20.58, compared to a current price of €22.20 — trading 7.9% above its estimated fair value. The current FCF Margin % is 73.32%, which is 271% above median its 10-year median of 19.76 and 180.4% above the Banks industry median of 26.15. Northrim BanCorp's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Northrim BanCorp (FRA:NRI), the current FCF Margin % is 73.32% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northrim BanCorp (FRA:NRI) Overvalued in 2026?
Based on GuruFocus' analysis, Northrim BanCorp stock appears to be overvalued.
The current stock price of €22.20 is trading 7.9% above its estimated GF Value™ of €20.58.
Key valuation signals for FRA:NRI:
FCF Margin %: 73.32% (271% above median its 10-year median of 19.76)
GF Value™: €20.58 vs. price of €22.20 (7.9% above fair value)
Industry Position: 180.4% above the Banks median (#251 of 1501)
No single metric tells the full story. See the FRA:NRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northrim BanCorp Inc is a bank holding company operating through three reportable segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The Community Banking segment, which generates the majority of revenue, provides loan and deposit products to business and consumer customers in its market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for certain loans sold, and investment in selected residential mortgage loans. The Specialty Finance segment provides factoring, asset-based lending, and alternative working capital solutions to small and medium-sized enterprises and includes SCF and Northrim Funding Services.
72GF Score
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