Northrim BanCorp (FRA:NRI) 1-Year Sharpe Ratio: 0.52 (As of Aug. 26, 2026)

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FRA:NRI Northrim BanCorp Inc FRA:NRI
83 GF Score
Price €20.20
GF Value €18.69
! 1 Warning Sign
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What is Northrim BanCorp 1-Year Sharpe Ratio?

Northrim BanCorp FRA:NRI -2.88% 83 1-Year Sharpe Ratio is 0.52 as of Aug. 26, 2026. GuruFocus rates FRA:NRI with a GF Score™ of 83/100 and a GF Value™ of €18.69. The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-26), Northrim BanCorp's 1-Year Sharpe Ratio is 0.52.

Northrim BanCorp  (FRA:NRI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Northrim BanCorp 1-Year Sharpe Ratio Related Terms

FRA:NRI vs CIVB, NPB, KRNY: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Northrim BanCorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Northrim BanCorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Northrim BanCorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Northrim BanCorp's 1-Year Sharpe Ratio falls into.


FRA:NRI
83GF Score
Northrim BanCorp Inc FRA:NRI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Northrim BanCorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.52 mean?
Northrim BanCorp (FRA:NRI) has a 1-Year Sharpe Ratio of 0.52 as of Aug. 26, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Northrim BanCorp and its competitors.
Is Northrim BanCorp's 1-Year Sharpe Ratio too high?
Northrim BanCorp's current 1-Year Sharpe Ratio is 0.52. Overall, Northrim BanCorp has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Northrim BanCorp's 1-Year Sharpe Ratio compare to CIVB and NPB?
Northrim BanCorp's 1-Year Sharpe Ratio of 0.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Northrim BanCorp and its competitors. Northrim BanCorp's current 1-Year Sharpe Ratio is 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northrim BanCorp stock overvalued right now?
Northrim BanCorp (FRA:NRI) has a current 1-Year Sharpe Ratio of 0.52. The stock's GF Value™ is €18.69, compared to a current price of €20.20 — trading 8.1% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.52. Northrim BanCorp's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Northrim BanCorp (FRA:NRI), the current 1-Year Sharpe Ratio is 0.52 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northrim BanCorp (FRA:NRI) Overvalued in 2026?

Based on GuruFocus' analysis, Northrim BanCorp stock appears to be overvalued. The current stock price of €20.20 is trading 8.1% above its estimated GF Value™ of €18.69.

Key valuation signals for FRA:NRI:

  • 1-Year Sharpe Ratio: 0.52
  • GF Value™: €18.69 vs. price of €20.20 (8.1% above fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the FRA:NRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Northrim BanCorp Business Description

Other Exchanges NRIM:USA
Address 3111 C Street, Anchorage, AK, USA, 99503
Northrim BanCorp Inc is a bank holding company operating through three reportable segments: Community Banking, Home Mortgage Lending, and Specialty Finance. The Community Banking segment, which generates the majority of revenue, provides loan and deposit products to business and consumer customers in its market areas. The Home Mortgage Lending segment focuses on the origination and sale of mortgage loans for one-to-four family residential properties, mortgage loan servicing for certain loans sold, and investment in selected residential mortgage loans. The Specialty Finance segment provides factoring, asset-based lending, and alternative working capital solutions to small and medium-sized enterprises and includes SCF and Northrim Funding Services.
83GF Score

Get the complete analysis for FRA:NRI

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.20
Price
€18.69
GF Value