PT Bank Ina Perdana Tbk (ISX:BINA) FCF Margin %: 554.74% (As of Jun. 2026) — 139% Above Median

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ISX:BINA PT Bank Ina Perdana Tbk ISX:BINA
55 GF Score
Price Rp4,150.00
GF Value Rp4,032.16
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Ina Perdana Tbk FCF Margin %?

PT Bank Ina Perdana Tbk ISX:BINA -0.24% 55 FCF Margin % is 554.74% as of Jun. 2026, which is 139% above its 10-year median of 232.20. GuruFocus rates ISX:BINA with a GF Score™ of 55/100 and a GF Value™ of Rp4,032.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,496 Banks companies, PT Bank Ina Perdana Tbk ranks better than 99.4% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Bank Ina Perdana Tbk's Free Cash Flow for the three months ended in Jun. 2026 was Rp1,063,551 Mil. PT Bank Ina Perdana Tbk's Revenue for the three months ended in Jun. 2026 was Rp191,720 Mil. Therefore, PT Bank Ina Perdana Tbk's FCF Margin % for the quarter that ended in Jun. 2026 was 554.74%.

As of today, PT Bank Ina Perdana Tbk's current FCF Yield % is 18.92%.

The historical rank and industry rank for PT Bank Ina Perdana Tbk's FCF Margin % or its related term are showing as below:

ISX:BINA' s FCF Margin % Range Over the Past 10 Years
Min: -157.26   Med: 232.2   Max: 1044.57
Current: 666.13


During the past 13 years, the highest FCF Margin % of PT Bank Ina Perdana Tbk was 1044.57%. The lowest was -157.26%. And the median was 232.20%.

ISX:BINA's FCF Margin % is ranked better than
99.4% of 1496 companies
in the Banks industry
Industry Median: 27.145 vs ISX:BINA: 666.13


PT Bank Ina Perdana Tbk FCF Margin % Related Terms


PT Bank Ina Perdana Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Ina Perdana Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Ina Perdana Tbk FCF Margin % Chart

PT Bank Ina Perdana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,044.57 -47.36 2.29 131.85 591.15

PT Bank Ina Perdana Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 763.48 980.38 640.58 505.59 554.74

PT Bank Ina Perdana Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Ina Perdana Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Ina Perdana Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Ina Perdana Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Ina Perdana Tbk's FCF Margin % falls into.


ISX:BINA
55GF Score
PT Bank Ina Perdana Tbk ISX:BINA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Ina Perdana Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Bank Ina Perdana Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4123281/697504
=591.15 %

PT Bank Ina Perdana Tbk's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=1063551/191720
=554.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 554.74% mean?
PT Bank Ina Perdana Tbk (ISX:BINA) has a FCF Margin % of 554.74% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Ina Perdana Tbk and its competitors. This is 139% above median its historical median of 232.20. According to the industry distribution chart, PT Bank Ina Perdana Tbk ranks #9 out of 1496 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is PT Bank Ina Perdana Tbk's FCF Margin % too high?
PT Bank Ina Perdana Tbk's current FCF Margin % of 554.74% is 139% above median its 10-year median of 232.20. The Banks industry median FCF Margin % is 27.15. PT Bank Ina Perdana Tbk's value of 554.74% is 1943.6% above this industry median. Based on the distribution chart, PT Bank Ina Perdana Tbk ranks #9 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Ina Perdana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ina Perdana Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Ina Perdana Tbk ranks #9 out of 1496 companies for FCF Margin %. This places PT Bank Ina Perdana Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.15. PT Bank Ina Perdana Tbk's value of 554.74% is 1943.6% above this benchmark. While the company's 10-year median is 232.20 vs. the industry median of 27.15, PT Bank Ina Perdana Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.15, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Ina Perdana Tbk's current FCF Margin % of 554.74% is 1943.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Ina Perdana Tbk and its competitors. For the Banks industry, the median FCF Margin % is 27.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Ina Perdana Tbk's current FCF Margin % is 554.74%, which is 139% above median its own 10-year median of 232.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ina Perdana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk (ISX:BINA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,032.16, compared to a current price of Rp4,150.00 — trading 2.9% above its estimated fair value. The current FCF Margin % is 554.74%, which is 139% above median its 10-year median of 232.20 and 1943.6% above the Banks industry median of 27.15. PT Bank Ina Perdana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Ina Perdana Tbk (ISX:BINA), the current FCF Margin % is 554.74% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ina Perdana Tbk (ISX:BINA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk stock appears to be overvalued. The current stock price of Rp4,150.00 is trading 2.9% above its estimated GF Value™ of Rp4,032.16. GuruFocus considers PT Bank Ina Perdana Tbk to be Fairly Valued.

Key valuation signals for ISX:BINA:

  • FCF Margin %: 554.74% (139% above median its 10-year median of 232.20)
  • GF Value™: Rp4,032.16 vs. price of Rp4,150.00 (2.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 1943.6% above the Banks median (#9 of 1496)

No single metric tells the full story. See the ISX:BINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Ina Perdana Tbk Business Description

Address Jalan. H.R. Rasuna Said Blok X-2 Kav. 5, Gedung Ariobimo Sentral, Mezzanine Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Ina Perdana Tbk operates as a commercial bank. The company's products and services for individuals and businesses include savings, checking, investments, mortgages, business banking, Digital services, Loans, cash management, trade finance, corporate services, and transactions. The company's operating segments are classified by type of business activities, including marketing and loans, treasury, and trade finance.
55GF Score

Get the complete analysis for ISX:BINA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,150.00
Price
Rp4,032.16
GF Value