PT Bank Ina Perdana Tbk (ISX:BINA) GF Score: 55/100 (As of Aug. 28, 2026) — 19% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BINA PT Bank Ina Perdana Tbk ISX:BINA
55 GF Score
Price Rp4,100.00
GF Value Rp4,032.16
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Ina Perdana Tbk GF Score?

PT Bank Ina Perdana Tbk ISX:BINA -1.20% 55 GF Score is 55 as of Aug. 28, 2026, which is 19% below its 10-year median of 68.00. GuruFocus rates ISX:BINA with a GF Score™ of 55/100 and a GF Value™ of Rp4,032.16 (Fairly Valued). The stock has 3 warning signs investors should review.

PT Bank Ina Perdana Tbk has the GF Score of 55, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 6/10
3. Growth Rank : 3/10
4. GF Value Rank : 7/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes PT Bank Ina Perdana Tbk might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


PT Bank Ina Perdana Tbk  (ISX:BINA) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


PT Bank Ina Perdana Tbk GF Score Related Terms


PT Bank Ina Perdana Tbk GF Score Competitor Comparison

For the Banks - Regional subindustry, PT Bank Ina Perdana Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Ina Perdana Tbk GF Score vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Ina Perdana Tbk's GF Score distribution charts can be found below:

* The bar in red indicates where PT Bank Ina Perdana Tbk's GF Score falls into.


ISX:BINA
55GF Score
PT Bank Ina Perdana Tbk ISX:BINA
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 55 mean?
PT Bank Ina Perdana Tbk (ISX:BINA) has a GF Score of 55 as of Aug. 28, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Ina Perdana Tbk and its competitors. This is 19% below median its historical median of 68.00. Over the past decade, PT Bank Ina Perdana Tbk's GF Score has ranged from 42.00 to 87.00.
Is PT Bank Ina Perdana Tbk's GF Score too high?
PT Bank Ina Perdana Tbk's current GF Score of 55 is 19% below median its 10-year median of 68.00. Over the past 10 years, this metric has ranged from a low of 42.00 to a high of 87.00. Overall, PT Bank Ina Perdana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ina Perdana Tbk's GF Score compare to competitors?
PT Bank Ina Perdana Tbk's GF Score of 55 can be compared against companies in the Banks industry. Historically, PT Bank Ina Perdana Tbk's own GF Score has ranged from 42.00 to 87.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Ina Perdana Tbk and its competitors. PT Bank Ina Perdana Tbk's current GF Score is 55, which is 19% below median its own 10-year median of 68.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ina Perdana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk (ISX:BINA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,032.16, compared to a current price of Rp4,100.00 — trading 1.7% above its estimated fair value. The current GF Score is 55, which is 19% below median its 10-year median of 68.00. PT Bank Ina Perdana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank Ina Perdana Tbk (ISX:BINA), the current GF Score is 55 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ina Perdana Tbk (ISX:BINA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk stock appears to be overvalued. The current stock price of Rp4,100.00 is trading 1.7% above its estimated GF Value™ of Rp4,032.16. GuruFocus considers PT Bank Ina Perdana Tbk to be Fairly Valued.

Key valuation signals for ISX:BINA:

  • GF Score: 55 (19% below median its 10-year median of 68.00)
  • GF Value™: Rp4,032.16 vs. price of Rp4,100.00 (1.7% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ISX:BINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Ina Perdana Tbk Business Description

Address Jalan. H.R. Rasuna Said Blok X-2 Kav. 5, Gedung Ariobimo Sentral, Mezzanine Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Ina Perdana Tbk operates as a commercial bank. The company's products and services for individuals and businesses include savings, checking, investments, mortgages, business banking, Digital services, Loans, cash management, trade finance, corporate services, and transactions. The company's operating segments are classified by type of business activities, including marketing and loans, treasury, and trade finance.
55GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,100.00
Price
Rp4,032.16
GF Value