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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. PT Bank Ina Perdana Tbk's Total Liabilities for the quarter that ended in Jun. 2026 was Rp31,474,188 Mil. PT Bank Ina Perdana Tbk's Total Assets for the quarter that ended in Jun. 2026 was Rp34,445,349 Mil.
Therefore, PT Bank Ina Perdana Tbk's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.91.
PT Bank Ina Perdana Tbk (ISX:BINA) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
PT Bank Ina Perdana Tbk Liabilities-to-Assets Related Terms
PT Bank Ina Perdana Tbk Liabilities-to-Assets Historical Data
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The historical data trend for PT Bank Ina Perdana Tbk's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Ina Perdana Tbk Liabilities-to-Assets Chart
PT Bank Ina Perdana Tbk Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, PT Bank Ina Perdana Tbk's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Ina Perdana Tbk Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Ina Perdana Tbk's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where PT Bank Ina Perdana Tbk's Liabilities-to-Assets falls into.
PT Bank Ina Perdana Tbk Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
PT Bank Ina Perdana Tbk's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Ina Perdana Tbk (ISX:BINA) has a Liabilities-to-Assets of 0.91 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Bank Ina Perdana Tbk and its competitors.
Is PT Bank Ina Perdana Tbk's Liabilities-to-Assets too high?
PT Bank Ina Perdana Tbk's current Liabilities-to-Assets is 0.91. Overall, PT Bank Ina Perdana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ina Perdana Tbk's Liabilities-to-Assets compare to competitors?
PT Bank Ina Perdana Tbk's Liabilities-to-Assets of 0.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Bank Ina Perdana Tbk and its competitors. PT Bank Ina Perdana Tbk's current Liabilities-to-Assets is 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ina Perdana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk (ISX:BINA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,032.16, compared to a current price of Rp4,150.00 — trading 2.9% above its estimated fair value. The current Liabilities-to-Assets is 0.91. PT Bank Ina Perdana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For PT Bank Ina Perdana Tbk (ISX:BINA), the current Liabilities-to-Assets is 0.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Ina Perdana Tbk (ISX:BINA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk stock appears to be overvalued.
The current stock price of Rp4,150.00 is trading 2.9% above its estimated GF Value™ of Rp4,032.16.
GuruFocus considers PT Bank Ina Perdana Tbk to be Fairly Valued.
Key valuation signals for ISX:BINA:
Liabilities-to-Assets: 0.91
GF Value™: Rp4,032.16 vs. price of Rp4,150.00 (2.9% above fair value)
No single metric tells the full story. See the ISX:BINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Ina Perdana Tbk operates as a commercial bank. The company's products and services for individuals and businesses include savings, checking, investments, mortgages, business banking, Digital services, Loans, cash management, trade finance, corporate services, and transactions. The company's operating segments are classified by type of business activities, including marketing and loans, treasury, and trade finance.
55GF Score
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