PT Bank Ina Perdana Tbk (ISX:BINA) Cyclically Adjusted Book per Share: Rp395.75 (As of Jun. 2026)

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ISX:BINA PT Bank Ina Perdana Tbk ISX:BINA
55 GF Score
Price Rp4,100.00
GF Value Rp4,032.16
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share?

PT Bank Ina Perdana Tbk ISX:BINA -0.24% 55 Cyclically Adjusted Book per Share is Rp395.75 as of Jun. 2026. GuruFocus rates ISX:BINA with a GF Score™ of 55/100 and a GF Value™ of Rp4,032.16 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank Ina Perdana Tbk's adjusted book value per share for the three months ended in Jun. 2026 was Rp484.319. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is Rp395.75 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Bank Ina Perdana Tbk's average Cyclically Adjusted Book Growth Rate was 14.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank Ina Perdana Tbk was 10.40% per year. The lowest was -9.20% per year. And the median was 3.40% per year.

As of today (2026-08-28), PT Bank Ina Perdana Tbk's current stock price is Rp4100.00. PT Bank Ina Perdana Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was Rp395.75. PT Bank Ina Perdana Tbk's Cyclically Adjusted PB Ratio of today is 10.36.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Ina Perdana Tbk was 17.88. The lowest was 1.80. And the median was 13.11.


PT Bank Ina Perdana Tbk  (ISX:BINA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank Ina Perdana Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=4100.00/395.75
=10.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank Ina Perdana Tbk was 17.88. The lowest was 1.80. And the median was 13.11.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Ina Perdana Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share Chart

PT Bank Ina Perdana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 288.31 276.08 270.69 318.37 371.98

PT Bank Ina Perdana Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 345.32 358.33 371.98 384.28 395.75

PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Ina Perdana Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Ina Perdana Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Ina Perdana Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Ina Perdana Tbk's Cyclically Adjusted PB Ratio falls into.


ISX:BINA
55GF Score
PT Bank Ina Perdana Tbk ISX:BINA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Ina Perdana Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Ina Perdana Tbk's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=484.319/137.6954*137.6954
=484.319

Current CPI (Jun. 2026) = 137.6954.

PT Bank Ina Perdana Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201609 138.445 104.142 183.050
201612 137.314 105.222 179.692
201703 86.914 106.476 112.398
201706 213.838 107.722 273.339
201709 212.766 108.020 271.216
201712 215.116 109.017 271.705
201803 214.944 110.097 268.826
201806 215.000 111.085 266.504
201809 214.323 111.135 265.546
201812 215.807 112.430 264.304
201903 216.467 112.829 264.175
201906 216.670 114.730 260.040
201909 217.088 114.905 260.146
201912 215.956 115.486 257.487
202003 203.292 116.252 240.790
202006 204.812 116.630 241.805
202009 203.620 116.397 240.879
202012 215.257 117.318 252.646
202103 203.566 117.840 237.866
202106 202.963 118.184 236.471
202109 211.724 118.262 246.516
202112 399.804 119.516 460.617
202203 416.138 120.948 473.759
202206 394.745 123.322 440.752
202209 403.996 125.298 443.967
202212 553.821 126.098 604.758
202303 549.597 126.953 596.105
202306 566.360 127.663 610.868
202309 571.221 128.151 613.762
202312 579.678 129.395 616.864
202403 581.233 130.607 612.778
202406 585.199 130.792 616.089
202409 598.103 130.361 631.754
202412 588.939 131.432 617.007
202503 590.413 131.948 616.128
202506 596.208 133.241 616.142
202509 603.133 133.819 620.604
202512 539.523 135.271 549.192
202603 504.746 136.539 509.022
202606 484.319 137.695 484.319

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of Rp395.75 mean?
PT Bank Ina Perdana Tbk (ISX:BINA) has a Cyclically Adjusted Book per Share of Rp395.75 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Ina Perdana Tbk and its competitors.
Is PT Bank Ina Perdana Tbk's Cyclically Adjusted Book per Share too high?
PT Bank Ina Perdana Tbk's current Cyclically Adjusted Book per Share is Rp395.75. Overall, PT Bank Ina Perdana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ina Perdana Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank Ina Perdana Tbk's Cyclically Adjusted Book per Share of Rp395.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank Ina Perdana Tbk and its competitors. PT Bank Ina Perdana Tbk's current Cyclically Adjusted Book per Share is Rp395.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ina Perdana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk (ISX:BINA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,032.16, compared to a current price of Rp4,100.00 — trading 1.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is Rp395.75. PT Bank Ina Perdana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank Ina Perdana Tbk (ISX:BINA), the current Cyclically Adjusted Book per Share is Rp395.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ina Perdana Tbk (ISX:BINA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk stock appears to be overvalued. The current stock price of Rp4,100.00 is trading 1.7% above its estimated GF Value™ of Rp4,032.16. GuruFocus considers PT Bank Ina Perdana Tbk to be Fairly Valued.

Key valuation signals for ISX:BINA:

  • Cyclically Adjusted Book per Share: Rp395.75
  • GF Value™: Rp4,032.16 vs. price of Rp4,100.00 (1.7% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the ISX:BINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Ina Perdana Tbk Business Description

Address Jalan. H.R. Rasuna Said Blok X-2 Kav. 5, Gedung Ariobimo Sentral, Mezzanine Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Ina Perdana Tbk operates as a commercial bank. The company's products and services for individuals and businesses include savings, checking, investments, mortgages, business banking, Digital services, Loans, cash management, trade finance, corporate services, and transactions. The company's operating segments are classified by type of business activities, including marketing and loans, treasury, and trade finance.
55GF Score

Get the complete analysis for ISX:BINA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,100.00
Price
Rp4,032.16
GF Value