PT Bank Ina Perdana Tbk (ISX:BINA) OCF Margin %: 616.78% (As of Jun. 2026) — 162% Above Median

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ISX:BINA PT Bank Ina Perdana Tbk ISX:BINA
55 GF Score
Price Rp4,150.00
GF Value Rp4,032.16
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank Ina Perdana Tbk OCF Margin %?

PT Bank Ina Perdana Tbk ISX:BINA -0.24% 55 OCF Margin % is 616.78% as of Jun. 2026, which is 162% above its 10-year median of 235.83. GuruFocus rates ISX:BINA with a GF Score™ of 55/100 and a GF Value™ of Rp4,032.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,492 Banks companies, PT Bank Ina Perdana Tbk ranks better than 99.46% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank Ina Perdana Tbk's Cash Flow from Operations for the three months ended in Jun. 2026 was Rp1,182,488 Mil. PT Bank Ina Perdana Tbk's Revenue for the three months ended in Jun. 2026 was Rp191,720 Mil. Therefore, PT Bank Ina Perdana Tbk's OCF Margin % for the quarter that ended in Jun. 2026 was 616.78%.

As of today, PT Bank Ina Perdana Tbk's current OCF Yield % is 19.30%.

The historical rank and industry rank for PT Bank Ina Perdana Tbk's OCF Margin % or its related term are showing as below:

ISX:BINA' s OCF Margin % Range Over the Past 10 Years
Min: -147.89   Med: 235.83   Max: 1052.51
Current: 682.94


During the past 13 years, the highest OCF Margin % of PT Bank Ina Perdana Tbk was 1052.51%. The lowest was -147.89%. And the median was 235.83%.

ISX:BINA's OCF Margin % is ranked better than
99.46% of 1492 companies
in the Banks industry
Industry Median: 30.465 vs ISX:BINA: 682.94


PT Bank Ina Perdana Tbk OCF Margin % Related Terms


PT Bank Ina Perdana Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Ina Perdana Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Ina Perdana Tbk OCF Margin % Chart

PT Bank Ina Perdana Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,052.51 -40.06 9.62 149.24 605.71

PT Bank Ina Perdana Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 763.48 980.38 640.58 507.00 616.78

PT Bank Ina Perdana Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Ina Perdana Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Ina Perdana Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Ina Perdana Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Ina Perdana Tbk's OCF Margin % falls into.


ISX:BINA
55GF Score
PT Bank Ina Perdana Tbk ISX:BINA
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Ina Perdana Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank Ina Perdana Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4224819/697504
=605.71 %

PT Bank Ina Perdana Tbk's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=1182488/191720
=616.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 616.78% mean?
PT Bank Ina Perdana Tbk (ISX:BINA) has a OCF Margin % of 616.78% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Ina Perdana Tbk and its competitors. This is 162% above median its historical median of 235.83. According to the industry distribution chart, PT Bank Ina Perdana Tbk ranks #8 out of 1492 companies in the Banks industry, placing it in the top 0.5%.
Is PT Bank Ina Perdana Tbk's OCF Margin % too high?
PT Bank Ina Perdana Tbk's current OCF Margin % of 616.78% is 162% above median its 10-year median of 235.83. The Banks industry median OCF Margin % is 30.47. PT Bank Ina Perdana Tbk's value of 616.78% is 1924.6% above this industry median. Based on the distribution chart, PT Bank Ina Perdana Tbk ranks #8 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Ina Perdana Tbk has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Ina Perdana Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Ina Perdana Tbk ranks #8 out of 1492 companies for OCF Margin %. This places PT Bank Ina Perdana Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 30.47. PT Bank Ina Perdana Tbk's value of 616.78% is 1924.6% above this benchmark. While the company's 10-year median is 235.83 vs. the industry median of 30.47, PT Bank Ina Perdana Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.47, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Ina Perdana Tbk's current OCF Margin % of 616.78% is 1924.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Ina Perdana Tbk and its competitors. For the Banks industry, the median OCF Margin % is 30.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Ina Perdana Tbk's current OCF Margin % is 616.78%, which is 162% above median its own 10-year median of 235.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Ina Perdana Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk (ISX:BINA) is currently considered Fairly Valued. The stock's GF Value™ is Rp4,032.16, compared to a current price of Rp4,150.00 — trading 2.9% above its estimated fair value. The current OCF Margin % is 616.78%, which is 162% above median its 10-year median of 235.83 and 1924.6% above the Banks industry median of 30.47. PT Bank Ina Perdana Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank Ina Perdana Tbk (ISX:BINA), the current OCF Margin % is 616.78% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Ina Perdana Tbk (ISX:BINA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Ina Perdana Tbk stock appears to be overvalued. The current stock price of Rp4,150.00 is trading 2.9% above its estimated GF Value™ of Rp4,032.16. GuruFocus considers PT Bank Ina Perdana Tbk to be Fairly Valued.

Key valuation signals for ISX:BINA:

  • OCF Margin %: 616.78% (162% above median its 10-year median of 235.83)
  • GF Value™: Rp4,032.16 vs. price of Rp4,150.00 (2.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 1924.6% above the Banks median (#8 of 1492)

No single metric tells the full story. See the ISX:BINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Ina Perdana Tbk Business Description

Address Jalan. H.R. Rasuna Said Blok X-2 Kav. 5, Gedung Ariobimo Sentral, Mezzanine Floor, Jakarta Selatan, Jakarta, IDN, 12950
PT Bank Ina Perdana Tbk operates as a commercial bank. The company's products and services for individuals and businesses include savings, checking, investments, mortgages, business banking, Digital services, Loans, cash management, trade finance, corporate services, and transactions. The company's operating segments are classified by type of business activities, including marketing and loans, treasury, and trade finance.
55GF Score

Get the complete analysis for ISX:BINA

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp4,150.00
Price
Rp4,032.16
GF Value