The historical rank and industry rank for BankIslami Pakistan's FCF Margin % or its related term are showing as below:
KAR:BIPL'
s FCF Margin % Range Over the Past 10 Years
Min: -37.15 Med: 133.5 Max: 434.28
Current: -37.15
During the past 13 years, the highest FCF Margin % of BankIslami Pakistan was 434.28%. The lowest was -37.15%. And the median was 133.50%.
KAR:BIPL's FCF Margin % is ranked worse than 83.39% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs KAR:BIPL: -37.15
BankIslami Pakistan FCF Margin % Related Terms
BankIslami Pakistan FCF Margin % Historical Data
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The historical data trend for BankIslami Pakistan's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BankIslami Pakistan's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankIslami Pakistan FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BankIslami Pakistan's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BankIslami Pakistan's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BankIslami Pakistan (KAR:BIPL) has a FCF Margin % of -99.64% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BankIslami Pakistan and its competitors. According to the industry distribution chart, BankIslami Pakistan ranks #1255 out of 1505 companies in the Banks industry, placing it in the top 83.4%.
Is BankIslami Pakistan's FCF Margin % too high?
BankIslami Pakistan's current FCF Margin % is -99.64%. Based on the distribution chart, BankIslami Pakistan ranks #1255 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BankIslami Pakistan has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankIslami Pakistan's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, BankIslami Pakistan ranks #1255 out of 1505 companies for FCF Margin %. This places BankIslami Pakistan in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BankIslami Pakistan and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankIslami Pakistan's current FCF Margin % is -99.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankIslami Pakistan stock overvalued right now?
Based on GuruFocus' analysis, BankIslami Pakistan (KAR:BIPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨24.42, compared to a current price of ₨26.82 — trading 9.8% above its estimated fair value. The current FCF Margin % is -99.64%. BankIslami Pakistan's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BankIslami Pakistan (KAR:BIPL), the current FCF Margin % is -99.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankIslami Pakistan (KAR:BIPL) Overvalued in 2026?
Based on GuruFocus' analysis, BankIslami Pakistan stock appears to be overvalued.
The current stock price of ₨26.82 is trading 9.8% above its estimated GF Value™ of ₨24.42.
GuruFocus considers BankIslami Pakistan to be Fairly Valued.
Key valuation signals for KAR:BIPL:
FCF Margin %: -99.64%
GF Value™: ₨24.42 vs. price of ₨26.82 (9.8% above fair value)
No single metric tells the full story. See the KAR:BIPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of revenue derives from the Retail Banking segment. Operates in Pakistan.
67GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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