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BankIslami Pakistan (KAR:BIPL) PB Ratio : 0.48 (As of Apr. 18, 2025)


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What is BankIslami Pakistan PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-18), BankIslami Pakistan's share price is ₨20.97. BankIslami Pakistan's Book Value per Share for the quarter that ended in Dec. 2024 was ₨43.49. Hence, BankIslami Pakistan's PB Ratio of today is 0.48.

Good Sign:

BankIslami Pakistan Ltd stock PB Ratio (=0.48) is close to 2-year low of 0.44.

The historical rank and industry rank for BankIslami Pakistan's PB Ratio or its related term are showing as below:

KAR:BIPL' s PB Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.71   Max: 1.13
Current: 0.48

During the past 13 years, BankIslami Pakistan's highest PB Ratio was 1.13. The lowest was 0.39. And the median was 0.71.

KAR:BIPL's PB Ratio is ranked better than
83.52% of 1547 companies
in the Banks industry
Industry Median: 0.88 vs KAR:BIPL: 0.48

During the past 12 months, BankIslami Pakistan's average Book Value Per Share Growth Rate was 32.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 28.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 19.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 13.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BankIslami Pakistan was 28.30% per year. The lowest was 2.60% per year. And the median was 9.80% per year.

Back to Basics: PB Ratio


BankIslami Pakistan PB Ratio Historical Data

The historical data trend for BankIslami Pakistan's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BankIslami Pakistan PB Ratio Chart

BankIslami Pakistan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.62 0.55 0.68 0.53

BankIslami Pakistan Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.61 0.60 0.49 0.53

Competitive Comparison of BankIslami Pakistan's PB Ratio

For the Banks - Regional subindustry, BankIslami Pakistan's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankIslami Pakistan's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BankIslami Pakistan's PB Ratio distribution charts can be found below:

* The bar in red indicates where BankIslami Pakistan's PB Ratio falls into.


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BankIslami Pakistan PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

BankIslami Pakistan's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=20.97/43.488
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


BankIslami Pakistan  (KAR:BIPL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


BankIslami Pakistan PB Ratio Related Terms

Thank you for viewing the detailed overview of BankIslami Pakistan's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BankIslami Pakistan Business Description

Traded in Other Exchanges
N/A
Address
Marine Drive, Block-4, 11th Floor, Executive Tower, Dolmen City, Karachi, SD, PAK
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of the firm's revenue derives from the Retail Banking segment.

BankIslami Pakistan Headlines

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