BankIslami Pakistan (KAR:BIPL) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BIPL BankIslami Pakistan Ltd KAR:BIPL
64 GF Score
Price ₨27.14
GF Value ₨24.74
Valuation Fairly Valued
! 5 Warning Signs
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What is BankIslami Pakistan ROC (Joel Greenblatt) %?

BankIslami Pakistan KAR:BIPL +0.93% 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates KAR:BIPL with a GF Score™ of 64/100 and a GF Value™ of ₨24.74 (Fairly Valued). The stock has 5 warning signs investors should review. Among 46 Banks companies, BankIslami Pakistan ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

KAR:BIPL
64GF Score
BankIslami Pakistan Ltd KAR:BIPL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
BankIslami Pakistan (KAR:BIPL) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on BankIslami Pakistan and its competitors. According to the industry distribution chart, BankIslami Pakistan ranks #999999 out of 46 companies in the Banks industry.
Is BankIslami Pakistan's ROC (Joel Greenblatt) % too high?
BankIslami Pakistan's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, BankIslami Pakistan ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BankIslami Pakistan has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankIslami Pakistan's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, BankIslami Pakistan ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places BankIslami Pakistan in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on BankIslami Pakistan and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankIslami Pakistan's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankIslami Pakistan stock overvalued right now?
Based on GuruFocus' analysis, BankIslami Pakistan (KAR:BIPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨24.74, compared to a current price of ₨27.14 — trading 9.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. BankIslami Pakistan's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For BankIslami Pakistan (KAR:BIPL), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankIslami Pakistan (KAR:BIPL) Overvalued in 2026?

Based on GuruFocus' analysis, BankIslami Pakistan stock appears to be overvalued. The current stock price of ₨27.14 is trading 9.7% above its estimated GF Value™ of ₨24.74. GuruFocus considers BankIslami Pakistan to be Fairly Valued.

Key valuation signals for KAR:BIPL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₨24.74 vs. price of ₨27.14 (9.7% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the KAR:BIPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankIslami Pakistan Business Description

Address Marine Drive, Block-4, 11th Floor, Executive Tower, Dolmen City, Karachi, SD, PAK
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of revenue derives from the Retail Banking segment. Operates in Pakistan.
64GF Score

Get the complete analysis for KAR:BIPL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨27.14
Price
₨24.74
GF Value