BankIslami Pakistan (KAR:BIPL) Change In Receivables: ₨0 Mil (TTM As of Mar. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BIPL BankIslami Pakistan Ltd KAR:BIPL
65 GF Score
Price ₨27.74
GF Value ₨25.15
Valuation Fairly Valued
! 5 Warning Signs
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What is BankIslami Pakistan Change In Receivables?

BankIslami Pakistan KAR:BIPL +2.21% 65 Change In Receivables is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:BIPL with a GF Score™ of 65/100 and a GF Value™ of ₨25.15 (Fairly Valued). The stock has 5 warning signs investors should review.

BankIslami Pakistan's change in receivables for the quarter that ended in Mar. 2026 was ₨0 Mil. It means BankIslami Pakistan's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

BankIslami Pakistan's change in receivables for the fiscal year that ended in Dec. 2025 was ₨0 Mil. It means BankIslami Pakistan's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

BankIslami Pakistan's Accounts Receivable for the quarter that ended in Mar. 2026 was ₨0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. BankIslami Pakistan's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. BankIslami Pakistan's liquidation value for the three months ended in Mar. 2026 was ₨-658,793 Mil.


BankIslami Pakistan  (KAR:BIPL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

BankIslami Pakistan's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/9574.182*91
=0.00

2. In Ben Graham's calculation of liquidation value, BankIslami Pakistan's accounts receivable are only considered to be worth 75% of book value:

BankIslami Pakistan's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=62042.719-720835.31+0.75 * 0+0.5 * 0
=-658,793

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BankIslami Pakistan Change In Receivables Related Terms


BankIslami Pakistan Change In Receivables Historical Data

* Premium members only.

The historical data trend for BankIslami Pakistan's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankIslami Pakistan Change In Receivables Chart

BankIslami Pakistan Annual Data
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BankIslami Pakistan Quarterly Data
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KAR:BIPL
65GF Score
BankIslami Pakistan Ltd KAR:BIPL
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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BankIslami Pakistan Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₨0 Mil mean?
BankIslami Pakistan (KAR:BIPL) has a Change In Receivables of ₨0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BankIslami Pakistan and its competitors.
Is BankIslami Pakistan's Change In Receivables too high?
BankIslami Pakistan's current Change In Receivables is ₨0 Mil. Overall, BankIslami Pakistan has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankIslami Pakistan's Change In Receivables compare to PNC and USB?
BankIslami Pakistan's Change In Receivables of ₨0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for BankIslami Pakistan and its competitors. BankIslami Pakistan's current Change In Receivables is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankIslami Pakistan stock overvalued right now?
Based on GuruFocus' analysis, BankIslami Pakistan (KAR:BIPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨25.15, compared to a current price of ₨27.74 — trading 10.3% above its estimated fair value. The current Change In Receivables is ₨0 Mil. BankIslami Pakistan's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For BankIslami Pakistan (KAR:BIPL), the current Change In Receivables is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankIslami Pakistan (KAR:BIPL) Overvalued in 2026?

Based on GuruFocus' analysis, BankIslami Pakistan stock appears to be overvalued. The current stock price of ₨27.74 is trading 10.3% above its estimated GF Value™ of ₨25.15. GuruFocus considers BankIslami Pakistan to be Fairly Valued.

Key valuation signals for KAR:BIPL:

  • Change In Receivables: ₨0 Mil
  • GF Value™: ₨25.15 vs. price of ₨27.74 (10.3% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the KAR:BIPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankIslami Pakistan Business Description

Address Marine Drive, Block-4, 11th Floor, Executive Tower, Dolmen City, Karachi, SD, PAK
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of revenue derives from the Retail Banking segment. Operates in Pakistan.
65GF Score

Get the complete analysis for KAR:BIPL

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨27.74
Price
₨25.15
GF Value