BankIslami Pakistan (KAR:BIPL) ROC %: % (As of Mar. 2026)


KAR:BIPL BankIslami Pakistan Ltd KAR:BIPL
67 GF Score
Price ₨26.82
GF Value ₨24.42
Valuation Fairly Valued
! 4 Warning Signs
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What is BankIslami Pakistan ROC %?

BankIslami Pakistan KAR:BIPL +0.75% 67 ROC % is % as of Mar. 2026. GuruFocus rates KAR:BIPL with a GF Score™ of 67/100 and a GF Value™ of ₨24.42 (Fairly Valued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

KAR:BIPL
67GF Score
BankIslami Pakistan Ltd KAR:BIPL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
BankIslami Pakistan (KAR:BIPL) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BankIslami Pakistan and its competitors.
Is BankIslami Pakistan's ROC % too high?
BankIslami Pakistan's current ROC % is %. Overall, BankIslami Pakistan has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankIslami Pakistan's ROC % compare to PNC?
BankIslami Pakistan's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BankIslami Pakistan and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankIslami Pakistan's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankIslami Pakistan stock overvalued right now?
Based on GuruFocus' analysis, BankIslami Pakistan (KAR:BIPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨24.42, compared to a current price of ₨26.82 — trading 9.8% above its estimated fair value. The current ROC % is %. BankIslami Pakistan's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For BankIslami Pakistan (KAR:BIPL), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankIslami Pakistan (KAR:BIPL) Overvalued in 2026?

Based on GuruFocus' analysis, BankIslami Pakistan stock appears to be overvalued. The current stock price of ₨26.82 is trading 9.8% above its estimated GF Value™ of ₨24.42. GuruFocus considers BankIslami Pakistan to be Fairly Valued.

Key valuation signals for KAR:BIPL:

  • ROC %: %
  • GF Value™: ₨24.42 vs. price of ₨26.82 (9.8% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the KAR:BIPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankIslami Pakistan Business Description

Address Marine Drive, Block-4, 11th Floor, Executive Tower, Dolmen City, Karachi, SD, PAK
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of revenue derives from the Retail Banking segment. Operates in Pakistan.
67GF Score

Get the complete analysis for KAR:BIPL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨26.82
Price
₨24.42
GF Value