Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
BankIslami Pakistan Forward Dividend Yield % Related Terms
KAR:BIPL vs PNC, USB: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, BankIslami Pakistan's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BankIslami Pakistan Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BankIslami Pakistan's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where BankIslami Pakistan's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
BankIslami Pakistan Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PKR 1.250000
2026-03-19
2026-03-19
2026-04-07
Cash Dividend
semi-annually
PKR:PKR 1.000000
PKR 1.500000
2025-08-29
2025-09-01
2025-09-15
Cash Dividend
semi-annually
PKR:PKR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
BankIslami Pakistan's Forward Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 10.25% mean?
BankIslami Pakistan (KAR:BIPL) has a Forward Dividend Yield % of 10.25% as of Jun. 29, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on BankIslami Pakistan and its competitors. According to the industry distribution chart, BankIslami Pakistan ranks #37 out of 1249 companies in the Banks industry, placing it in the top 3%.
Is BankIslami Pakistan's Forward Dividend Yield % too high?
BankIslami Pakistan's current Forward Dividend Yield % is 10.25%. The Banks industry median Forward Dividend Yield % is 3.14. BankIslami Pakistan's value of 10.25% is 226.4% above this industry median. Based on the distribution chart, BankIslami Pakistan ranks #37 out of 1249 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BankIslami Pakistan has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BankIslami Pakistan's Forward Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, BankIslami Pakistan ranks #37 out of 1249 companies for Forward Dividend Yield %. This places BankIslami Pakistan in the top 3% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.14. BankIslami Pakistan's value of 10.25% is 226.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,249 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BankIslami Pakistan's current Forward Dividend Yield % of 10.25% is 226.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on BankIslami Pakistan and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BankIslami Pakistan's current Forward Dividend Yield % is 10.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankIslami Pakistan stock overvalued right now?
Based on GuruFocus' analysis, BankIslami Pakistan (KAR:BIPL) is currently considered Fairly Valued. The stock's GF Value™ is ₨24.42, compared to a current price of ₨26.82 — trading 9.8% above its estimated fair value. The current Forward Dividend Yield % is 10.25% and 226.4% above the Banks industry median of 3.14. BankIslami Pakistan's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For BankIslami Pakistan (KAR:BIPL), the current Forward Dividend Yield % is 10.25% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BankIslami Pakistan (KAR:BIPL) Overvalued in 2026?
Based on GuruFocus' analysis, BankIslami Pakistan stock appears to be overvalued.
The current stock price of ₨26.82 is trading 9.8% above its estimated GF Value™ of ₨24.42.
GuruFocus considers BankIslami Pakistan to be Fairly Valued.
Key valuation signals for KAR:BIPL:
Forward Dividend Yield %: 10.25%
GF Value™: ₨24.42 vs. price of ₨26.82 (9.8% above fair value)
Industry Position: 226.4% above the Banks median (#37 of 1249)
No single metric tells the full story. See the KAR:BIPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BankIslami Pakistan Ltd provides various banking products and services in Pakistan. The Bank's segments include Trading and Sales including equity, foreign exchanges, commodities, money market placements, and Shariah-compliant debt investments; Retail Banking includes retail Islamic financing and related assets, deposits, and banking services offered to the Bank's retail customers; and Commercial Banking includes investment banking business, trade business and Islamic financing and related assets relating to the Bank's corporate, SME and agriculture customers; and Support Centre segment includes the assets and liabilities relating to support functions at Head Office and their related income and expenses. The Majority of revenue derives from the Retail Banking segment. Operates in Pakistan.
67GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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