MZTFF (Mizrahi Tefahot Bank) Moat Score: 6/10 (As of Jul. 04, 2026)


MZTFF Mizrahi Tefahot Bank Ltd MZTFF
73 GF Score
Price $68.32
GF Value $50.72
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Mizrahi Tefahot Bank Moat Score?

Mizrahi Tefahot Bank MZTFF 73 Moat Score is 6 as of Jul. 04, 2026. GuruFocus rates MZTFF with a GF Score™ of 73/100 and a GF Value™ of $50.72 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,611 Banks companies, Mizrahi Tefahot Bank ranks better than 97.83% on this metric.

Mizrahi Tefahot Bank has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Mizrahi Tefahot Bank has Narrow Moat: Mizrahi Tefahot Bank Ltd has a strong position in the Israeli banking sector with significant customer switching costs and regulatory barriers. Its solid brand and distribution network provide a strong narrow moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mizrahi Tefahot Bank might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Mizrahi Tefahot Bank  (OTCPK:MZTFF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mizrahi Tefahot Bank Moat Score Related Terms

MZTFF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Mizrahi Tefahot Bank's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mizrahi Tefahot Bank Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Mizrahi Tefahot Bank's Moat Score distribution charts can be found below:

* The bar in red indicates where Mizrahi Tefahot Bank's Moat Score falls into.


MZTFF
73GF Score
Mizrahi Tefahot Bank Ltd MZTFF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Mizrahi Tefahot Bank (MZTFF) has a Moat Score of 6 as of Jul. 04, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Mizrahi Tefahot Bank ranks #35 out of 1611 companies in the Banks industry, placing it in the top 2.2%.
Is Mizrahi Tefahot Bank's Moat Score too high?
Mizrahi Tefahot Bank's current Moat Score is 6. Based on the distribution chart, Mizrahi Tefahot Bank ranks #35 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mizrahi Tefahot Bank has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mizrahi Tefahot Bank's Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Mizrahi Tefahot Bank ranks #35 out of 1611 companies for Moat Score. This places Mizrahi Tefahot Bank in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Mizrahi Tefahot Bank's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mizrahi Tefahot Bank stock overvalued right now?
Based on GuruFocus' analysis, Mizrahi Tefahot Bank (MZTFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.72, compared to a current price of $68.32 — trading 34.7% above its estimated fair value. The current Moat Score is 6. Mizrahi Tefahot Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Mizrahi Tefahot Bank (MZTFF), the current Moat Score is 6 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mizrahi Tefahot Bank (MZTFF) Overvalued in 2026?

Based on GuruFocus' analysis, Mizrahi Tefahot Bank stock appears to be overvalued. The current stock price of $68.32 is trading 34.7% above its estimated GF Value™ of $50.72. GuruFocus considers Mizrahi Tefahot Bank to be Significantly Overvalued.

Key valuation signals for MZTFF:

  • Moat Score: 6
  • GF Value™: $50.72 vs. price of $68.32 (34.7% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the MZTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mizrahi Tefahot Bank Business Description

Other Exchanges MZTF:Israel
Address 7 Jabotinsky Street, P.O. Box 3450, Ramat Gan, ISR, 5252007
Mizrahi Tefahot Bank Ltd offers commercial and personal banking services. The business segments of the company are Households (others), Households (residential mortgages), Private banking, Small and Micro businesses, Medium businesses, Large businesses, Institutional investors, and the Financial management segment. The majority of the company's total revenue comes from the household segment. The company derives maximum revenue from Israel.
73GF Score

Get the complete analysis for MZTFF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$68.32
Price
$50.72
GF Value