Nedbank GroupNDBKF 81 FCF Margin % is 35.61% as of Dec. 2025, which is 91% above its 10-year median of 18.62. GuruFocus rates NDBKF with a GF Score™ of 81/100 and a GF Value™ of $13.20. The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Nedbank Group ranks better than 62.52% on this metric.
The historical rank and industry rank for Nedbank Group's FCF Margin % or its related term are showing as below:
NDBKF'
s FCF Margin % Range Over the Past 10 Years
Min: -0.18 Med: 18.62 Max: 39.55
Current: 34.12
During the past 13 years, the highest FCF Margin % of Nedbank Group was 39.55%. The lowest was -0.18%. And the median was 18.62%.
NDBKF's FCF Margin % is ranked better than 62.52% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs NDBKF: 34.12
Nedbank Group FCF Margin % Related Terms
Nedbank Group FCF Margin % Historical Data
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The historical data trend for Nedbank Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nedbank Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nedbank Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nedbank Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Nedbank Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nedbank Group (NDBKF) has a FCF Margin % of 35.61% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nedbank Group and its competitors. This is 91% above median its historical median of 18.62. According to the industry distribution chart, Nedbank Group ranks #564 out of 1505 companies in the Banks industry, placing it in the top 37.5%.
Is Nedbank Group's FCF Margin % too high?
Nedbank Group's current FCF Margin % of 35.61% is 91% above median its 10-year median of 18.62. The Banks industry median FCF Margin % is 26.55. Nedbank Group's value of 35.61% is 34.1% above this industry median. Based on the distribution chart, Nedbank Group ranks #564 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Nedbank Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Nedbank Group ranks #564 out of 1505 companies for FCF Margin %. This puts Nedbank Group in the upper half of its industry. The industry median FCF Margin % is 26.55. Nedbank Group's value of 35.61% is 34.1% above this benchmark. While the company's 10-year median is 18.62 vs. the industry median of 26.55, Nedbank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nedbank Group's current FCF Margin % of 35.61% is 34.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nedbank Group and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nedbank Group's current FCF Margin % is 35.61%, which is 91% above median its own 10-year median of 18.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Nedbank Group (NDBKF) has a current FCF Margin % of 35.61%. The stock's GF Value™ is $13.20, compared to a current price of $13.50 — trading 2.3% above its estimated fair value. The current FCF Margin % is 35.61%, which is 91% above median its 10-year median of 18.62 and 34.1% above the Banks industry median of 26.55. Nedbank Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current FCF Margin % is 35.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nedbank Group (NDBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Nedbank Group stock appears to be overvalued.
The current stock price of $13.50 is trading 2.3% above its estimated GF Value™ of $13.20.
Key valuation signals for NDBKF:
FCF Margin %: 35.61% (91% above median its 10-year median of 18.62)
GF Value™: $13.20 vs. price of $13.50 (2.3% above fair value)
Industry Position: 34.1% above the Banks median (#564 of 1505)
No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
81GF Score
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